409 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 409 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	1,566 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Tax Bill	$717.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79428`
Alternative APN	`012630000103620170`

Interior

Full Baths	2 Baths
Building Area	1,566 sqft Heated Area
Gross Area	2,168 sqft Gross Area
1st Floor	1,566 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1972
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62.5 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Open Porch
Porch Area	362 sqft Porch
Utility Building	240 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79428
Street Address	409 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-3069
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GALION GARDENS PB 1 PG 140 BLK 362 N 37.5 FT LOT 17 & S 25 FT LOT 18 1-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	362
Legal Lot Number	1,17-18
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5030
Census Tract	43500

Owner

Source: Osceola County records · APN 79428

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	409 OREGON AVE, SAINT CLOUD, FL 34769-3069
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 1991
Deed Sale	Aug 19, 1991
Deed Doc Number	0010512733
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$717.00 (+10.31%) Homeowner's exemption	$82,947 (+5.98%)	$250,700 (+13.13%) Land $55,000 Building $195,700
2023	$650.00 (+6.56%) Homeowner's exemption	$78,263 (+3%)	$221,600 (+12.83%) Land $50,000 Building $171,600
2022	$610.00 Homeowner's exemption	$75,984	$196,400 Land $45,000 Building $151,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.