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338 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 338 Oregon Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,512 sqft Living Area
Lot Size14,984 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2023)
Tax Bill$3,560.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0418-0090
Alternative APNs
  • 263001000104180090
  • 80151

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,512 sqft Living Area
Gross Area1,524 sqft Gross Area
1st Floor1,008 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2005
Architectural StyleCustom Design Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,984 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Porch Area516 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address338 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-2460
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGALION GARDENS PB 1 PG 140 BLK 418 LOTS 9 & 10
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block418
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5026
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0418-0090

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 20, 2023Warranty Deed, Construction Loan · Building or Construction Mortgage
KIAVI FUNDING INC
Aug 12, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 29, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 18, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 28, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NMB HM LNS INC
Aug 01, 2018Warranty Deed, Transfer
CORE TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleMar 20, 2023 · Amount on Record
Deed Doc Number202383267
Deed Book / Page6431 / 2644
Prior Transfer DateSep 28, 1998
Prior Transfer Doc1542001096
Record RefreshedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 28, 2023
Property Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
Document Number0064312644
Book / Page6431 / 2644
Map ReferenceMB 1 PG 140
Instrument DateJun 23, 2023
Instrument2023083267
Transaction TypeTransfer
Record UpdatedJul 17, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address621 AVOCADO ST, SAINT CLOUD, FL 34769-1651

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460

Mortgage

Document Number0064312646
DateJun 28, 2023
Instrument6431/2646
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

March 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 20, 2023
Property Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
Document Number0063730348
Book / Page6373 / 348
Map ReferenceMB 1 PG 140
Instrument DateMar 14, 2023
Instrument2023031160
Transaction TypeConstruction Loan
Record UpdatedApr 04, 2023
Title CompanyNEW BEGINNINGS TITLE CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 701630, SAINT CLOUD, FL 34770-1630

Transferred To (Grantee/Buyer)

NameVerified Name
Address4574 BALER TRAILS DR, SAINT CLOUD, FL 34772-8982

Mortgage

Document Number0006373351
DateMar 20, 2023
Instrument6373/351
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460

Mortgage

Document Number0062672928
DateAug 12, 2022
Book Page6267/2928
Instrument2022123761
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term352 Months
DueDec 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057291430
DateMay 29, 2020
Book Page5729/1430
Instrument2020069662
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
Transaction TypeMortgage
Record UpdatedDec 08, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460

Mortgage

Document Number0060891685
DateNov 18, 2021
Book Page6089/1685
Instrument2021179175
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 28, 2019
Property Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
Document Number0054982434
Book / Page005498 / 002434
Instrument DateMar 27, 2019
Instrument39311
Transaction TypeTransfer
Record UpdatedApr 17, 2019
Title CompanyA-Z TEAM TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address338 OREGON AVE ST CLOUD FL 347692460, ST CLOUD, FL 34769-2460

Mortgage

Document Number54982436
DateMar 28, 2019
Book Page005498/002436
Instrument39312
Lender
NameNMB HM LNS INC
AddressLEBANON, NJ 08833
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 01, 2018
Property Address338 OREGON AVE, SAINT CLOUD, FL 34769-2460
Document Number0053771937
Book / Page005377 / 001937
Instrument DateJul 27, 2018
Instrument117512
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$805.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2427 RUDDENSTONE WAY #500 KISSIMMEE FL 347448479, 500, KISSIMMEE, FL 34744-8479

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,601.00 (+1.15%) Homeowner's exemption$244,100 (+49.48%) Land $66,000 Building $178,100$244,100 (+12.13%) Land $66,000 Building $178,100
2024$3,560.00 (+63.15%)
2023$2,182.00 (+4.05%) Homeowner's exemption$163,298 (+3%)$217,700 (+12.27%) Land $60,500 Building $157,200
2022$2,097.00 Homeowner's exemption$158,542$193,900 Land $55,000 Building $138,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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