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401 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 401 Oregon Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage1,496 sqft Living Area
Lot Size9,365 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2021)
Tax Bill$5,346.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0362-0200
Alternative APNs
  • 263001000103620200
  • 79430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,496 sqft Living Area
Gross Area1,904 sqft Gross Area
1st Floor1,280 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,365 sqft (0.215 acres)
Depth X Width150 ft x 62.5 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area286 sqft Garage
Shed1 Shed
Shed Area90 sqft Shed
Porch Area338 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address401 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-3069
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGALION GARDENS PB 1 PG 140 BLK 362 ALL LOT 20 & N 12.5 FT LOT 19 1-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block362
Legal Lot Number20
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5030
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0362-0200

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 OREGON AVE, SAINT CLOUD, FL 34769-3069
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2021Warranty Deed, Transfer · Conventional Mortgage
MY MORTGAGE INC
Jul 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2021 · Amount on Record
Deed SaleSep 08, 2021 · Amount on Record
Deed Doc Number2021139042
Deed Book / Page6038 / 2247
Prior Transfer DateJul 18, 2019
Prior Transfer Doc0055590609
Record RefreshedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 08, 2021
Property Address401 OREGON AVE, SAINT CLOUD, FL 34769-3069
Document Number0060382247
Book / Page6038 / 2247
Map ReferenceMB 1 PG 140
Instrument DateAug 26, 2021
Instrument2021139042
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address133 BLEVINS HOLLOW RD, 133, ELIZABETHTON, TN 37643-6926

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 OREGON AVE, SAINT CLOUD, FL 34769-3069

Mortgage

Document Number60382249
DateSep 08, 2021
Instrument6038/2249
Lender
NameMY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 19, 2019
Property Address401 OREGON AVE, SAINT CLOUD, FL 34769-3069
Document Number0055590609
Book / Page005559 / 000609
Instrument DateJul 18, 2019
Instrument92821
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address401 OREGON AVE ST CLOUD FL 347693069, ST CLOUD, FL 34769-3069

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,481.00 (+2.53%)$306,000 (+11.03%) Land $55,000 Building $251,000$306,000 (+11.03%) Land $55,000 Building $251,000
2024$5,346.00 (+8.31%)
2023$4,936.00 (+10.23%)$275,600 (+10.99%) Land $50,000 Building $225,600$275,600 (+10.99%) Land $50,000 Building $225,600
2022$4,478.00$248,300 Land $45,000 Building $203,300$248,300 Land $45,000 Building $203,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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