Carteret County property record for 405 Ocean Dr, Emerald Isle, NC 28594 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 800 sqft · built 1966 |
| Lot Size | 0.256 acres (11,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,180,000 (Apr 2026) |
| Tax Bill | $4,788 (2025) |
| Deeds & Mortgages | Apr 2026 Sale May 2022 Mortgage + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 6324.11.65.2613000 |
| Primary APN | 6324.11.65.2613000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 800 sqft Heated Area |
| Gross Area | 1,433 sqft |
| 1st Floor Area | 800 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,151 sqft (0.256 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| View / Lot | Waterfront / Beach |
| Deck Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 41580 |
|---|---|
| Street Address | 405 OCEAN DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L28 30 B2 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 65 |
| Legal Lot Number | 28,30 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970903 |
Source: Carteret County records · APN 6324.11.65.2613000
Assessment roll updated November 24, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1384 LA BELLA AVE, SUNNYVALE, CA 94087-4406 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 23, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Aug 23, 2021 · Amount on Record |
| Deed Document Number | 20261883281 |
| Deed Book / Page | 1883 / 281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 405 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0001883281 |
| Book / Page | 1883 / 281 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.1883281 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $238,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1384 LA BELLA AVE, SUNNYVALE, CA 94087-4406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 405 OCEAN DR, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017660181 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 1766/181 |
| Instrument | 1766181 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 405 OCEAN DR, EMERALD ISLE, NC 28594 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017430126 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 1743/126 |
| Instrument | 1743126 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 23, 2021 |
| Property Address | 405 OCEAN DR, EMERALD ISLE, NC 28594 |
| Document Number | 0017350366 |
| Book / Page | 1735 / 366 |
| Map Reference | MB 3 PG 56 |
| Instrument Date | Aug 02, 2021 |
| Instrument | 1735366 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3706 BEAVER FORD RD, WOODBRIDGE, VA 22192-4918 |
| Name | Verified Name |
|---|---|
| Address | 14551 MINNIEVILLE RD, WOODBRIDGE, VA 22193-3227 |
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,788.00 (+28.3%) | $1,237,444 (+95.22%) Land $1,056,375 Building $181,069 | $1,237,444 (+95.22%) Land $1,056,375 Building $181,069 |
| 2023 | $633,882 Land $571,200 Building $62,682 | $633,882 Land $571,200 Building $62,682 | |
| 2022 | $3,732.00 |
Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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