McHenry County property record for 409 Nippersink Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 762 sqft · built 1954 |
| Lot Size | 0.214 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Jun 2025) |
| Tax Bill | $2,612 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-255-004 |
| Primary APN | 10-05-255-004 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 762 sqft Living Area |
| 1st Floor Area | 762 sqft |
| Basement Area | 762 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.214 acres) |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 NIPPERSINK DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0070948 LT 16 BLK 1 PISTAKEE HIGHLANDS UNIT 2 1ST ADDN |
| Legal Subdivision | PISTAKEE HIGHLANDS UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 870704 |
409 Nippersink Dr is owned and occupied by two individuals who bought it in June 2025.
Source: McHenry County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 NIPPERSINK DR, MCHENRY, IL 60050-7787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on File |
| Deed Sale | Jun 2, 2025 · Amount on File |
| Prior Sale | Feb 25, 2025 · Amount on File |
| Prior Transfer Date | Feb 21, 2025 |
| Prior Transfer Doc | 0000004662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 409 NIPPERSINK DR, MCHENRY, IL 60050-7787 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022539 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021R0022539 |
| Name | COUNTY OF MCHENRY |
|---|---|
| Type | Government Agency |
| Address | WOODSTOCK, IL 60098 |
| Amount | Amount on Record |
|---|
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,612.00 | $55,055 Land $5,953 Building $49,102 | $165,165 Land $17,859 Building $147,306 |
| 2022 | Disabled Person's exemption | $45,637 Land $13,165 Building $32,472 | $136,911 Land $39,495 Building $97,416 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Nippersink Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 2 of 55 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Nippersink Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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