McHenry County property record for 402 Nippersink Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 1,550 sqft · built 1991 |
| Lot Size | 0.215 acres (9,366 sqft) |
| Owner | Trust Name on File |
| Last Sale | $315,000 (Dec 2020) |
| Deeds & Mortgages | Feb 2023 Transfer Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-254-007 |
| Primary APN | 10-05-254-007 |
|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,576 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 714 sqft |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,366 sqft |
| Garage Area | 312 sqft |
| Deck Area | 323 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 402 NIPPERSINK DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0056861 LT 5 FREUNDS NIPPERSINK SUB MEMO: OLINGER, DEITH DAVID/LISA MARIE |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 05 |
| Legal Subdivision | FREUNDS NIPPERSINK |
| Legal Block | 254 |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 870704 |
402 Nippersink Dr is held in a trust since February 2023.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1204 WING AVE, SAINT CHARLES, IL 60174-2273 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2023 | Intrafamily Transfer, Transfer |
| Dec 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Dec 23, 2020 · Amount on File |
| Deed Document Number | 0000056861 |
| Last Transfer Date | Feb 6, 2023 |
| Transfer Doc | 0000002772 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 6, 2023 |
| Property Address | 402 NIPPERSINK DR, MCHENRY, IL 60050-6922 |
| Document Number | 0000002772 |
| Map Reference | MB 4 PG 101 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023R0002772 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1204 WING AVE, SAINT CHARLES, IL 60174-2273 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 23, 2020 |
| Property Address | 402 NIPPERSINK DR, MCHENRY, IL 60050-6922 |
| Document Number | 0000056861 |
| Instrument Date | Nov 11, 2020 |
| Instrument | 2020R0056861 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4835 77TH ST E, 4835, BRADENTON, FL 34203-7980 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1204 WING AVE, SAINT CHARLES, IL 60174-2273 |
| Document Number | 0000056862 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020R0056862 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $95,397 Land $16,250 Building $79,147 | $286,191 Land $48,750 Building $237,441 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 402 Nippersink Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 55 (1979–2026) |
| Claims Outside the SFHA | 2 of 55 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Nippersink Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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