404 Nippersink Dr, McHenry, IL 60050 Property Records

McHenry County property record for 404 Nippersink Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	616 sqft · built 1945
Lot Size	0.252 acres (11,017 sqft)
Owner	Individual Name on Record
Tax Bill	$1,929 (2022)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-05-254-006`

Property Details

APN / Parcel Number

Primary APN	`10-05-254-006`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	616 sqft Living Area
Gross Area	1,232 sqft
1st Floor Area	616 sqft

Exterior

Year Built	Built 1945
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,017 sqft
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	404 NIPPERSINK DR
City	MCHENRY
State	IL
Zip	60050-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1993R0019024 LT 4 FREUNDS NIPPERSINK SUB
Legal Range	09E
Legal Township	45N
Legal Section	05
Legal Subdivision	FREUNDS NIPPERSINK
Legal Block	254
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1004
Census Tract	870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 NIPPERSINK DR, MCHENRY, IL 60050-6922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 1993
Deed Sale	Apr 9, 1993
Record Updated	Sep 20, 2026

July 2025: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 1, 2025
Property Address	404 NIPPERSINK DR, MCHENRY, IL 60050-6922
Document Number	0000017151
Map Reference	DOC60325 MB4 PG101
Instrument Date	Jun 26, 2025
Instrument	2025R0017151
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29W516 TOWNLINE RD, WARRENVILLE, IL 60555-3706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 NIPPERSINK DR, MCHENRY, IL 60050-6922

Mortgage

Document Number	0000017152
Date	Jul 1, 2025
Instrument	2025R0017152

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,929.00 Homeowner's exemption	$31,047 Land $16,895 Building $14,152	$93,141 Land $50,685 Building $42,456

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	55 (1979–2026)
Claims Outside the SFHA	2 of 55
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jul 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20