409 N Riverside Dr, Modesto, CA 95354 Property Records

Stanislaus County property record for 409 N Riverside Dr, Modesto, CA 95354

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,924 sqft · built 1972
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2023)
Tax Bill	$5,288 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-063-091-000`

Property Details

APN / Parcel Number

Primary APN	`033-063-091-000`
Alternative APNs	`0336391000` `0336391`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	409 N RIVERSIDE DR
City	MODESTO
State	CA
Zip	95354-1959
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MODR2
Legal Subdivision	RIVERSIDE NORTH 04
Legal Block	3
Legal Lot Number	42
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3000
Census Tract	2004

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 N RIVERSIDE DR, MODESTO, CA 95354-1959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME CAPITAL FUNDING INC
Jun 27, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	May 1, 2013 · Amount on Record
Deed Document Number	202328622
Prior Transfer Date	Nov 23, 2011
Prior Transfer Doc	0000099356
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	May 14, 2026
Property Address	409 N RIVERSIDE DR, MODESTO, CA 95354-1959
Document Number	0000026881
Instrument Date	May 8, 2026
Instrument	202626881
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 N RIVERSIDE DR, MODESTO, CA 95354-1959

Mortgage

Document Number	0000026881,
Date	May 14, 2026
Instrument	202626881

Lender

Name	HOME CAPITAL FUNDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 27, 2023
Property Address	409 N RIVERSIDE DR, MODESTO, CA 95354-1959
Document Number	0000028622
Map Reference	VOL 23 PG 20
Instrument Date	Jun 21, 2023
Instrument	2023-0028622
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N RIVERSIDE DR, MODESTO, CA 95354-1959

Mortgage

Document Number	0000028623
Date	Jun 27, 2023
Instrument	2023-0028623

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,288.00 (+24.42%)	$456,318 (+25.54%) Land $228,159 Building $228,159
2025	$4,250.00 (+57.52%)	$363,489 (+54.25%) Land $223,686 Building $139,803
2023	$2,698.00 (+2.51%)	$235,643 Land $29,452 Building $206,191
2022	$2,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, ezWave, Verizon.

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