409 Mockingbird Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 409 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2004
Square Footage1,984 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
Garage840 sqft
OccupancyOwner Occupied
Tax Bill$3,807.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-26-217-086-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,984 sqft Living Area
1st Floor1,984 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area11,326 sqft (0.26 acres)
DrivewayDriveway Concrete
Driveway Area1,286 sqft Driveway
Garage Area840 sqft Garage
Deck Area196 sqft Deck
Patio Area196 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address409 MOCKINGBIRD LN
CityWATERLOO
StateIL
Zip62298-1279
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 86 WESTVIEW ACRES PHASE VI
Legal Range10W
Legal Township02S
Legal Section26
Legal SubdivisionWESTVIEW ACRES
Legal Lot Number86
JurisdictionMONROE IL
Minor Civil Division17
Census Blockgroup3
Census Block3027
Census Tract600402

Owner

Source: Monroe County records · APN 07-26-217-086-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Reverse Mortgage
HUD
May 11, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address409 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000424214
DateMay 11, 2022
Instrument424214
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeReverse Mortgage
AmountAmount Recorded
DueJan 18, 2006
Interest
Rate TypeFixed Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address409 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000424213
DateMay 11, 2022
Instrument424213
Lender
NameAMERICAN ADVISORS GROUP
TypeFunding / Finance Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
DueJan 18, 2006
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address409 MOCKINGBIRD LN, WATERLOO, IL 62298-1279
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000406357
DateFeb 26, 2020
Instrument406357
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$119,210 (+25.68%) Land $16,650 Building $102,560$357,630 (+25.68%) Land $49,950 Building $307,680
2024$3,807.00
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$94,850 Land $15,330 Building $79,520$284,550 Land $45,990 Building $238,560

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