400 Mockingbird Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 400 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,880 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2026)
Tax Bill	$6,558 (2024)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-217-099-000`

Property Details

APN / Parcel Number

Primary APN	`07-26-217-099-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft
Unfinished Basement	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	660 sqft
Driveway	Concrete Driveway
Driveway Area	816 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	360 sqft
Porch	Slab
Porch Area	42 sqft
Deck Area	448 sqft
Patio Area	1,595 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	400 MOCKINGBIRD LN
City	WATERLOO
State	IL
Zip	62298-1278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 WESTVIEW ACRES PHASE VI
Legal Range	10W
Legal Township	02S
Legal Section	26
Legal Subdivision	WESTVIEW ACRES
Legal Lot Number	99
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3026
Census Tract	600402

Owner

Source: Monroe County records · APN 07-26-217-099-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	757 MARNEY LN, WATERLOO, IL 62298-3252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 28, 2021	Warranty Deed, Construction Loan · Construction Mortgage GUARANTEED RATE INC
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jul 17, 2020	Deed of Trust, Mortgage · Construction Mortgage ASSOCIATED BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	2026443303
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 02, 2026
Property Address	400 MOCKINGBIRD LN, WATERLOO, IL 62298-1278
Document Number	0000443303
Instrument Date	Jul 01, 2026
Instrument	2026443303
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 28, 2021
Property Address	400 MOCKINGBIRD LN, WATERLOO, IL 62298-1278
Document Number	0000418101
Instrument Date	Jun 25, 2021
Instrument	418101
Transaction Type	Construction Loan
Record Updated	Jul 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MOCKINGBIRD LN, WATERLOO, IL 62298-1278

Mortgage

Document Number	0000418102
Date	Jun 28, 2021
Instrument	418102

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	400 MOCKINGBIRD LN, WATERLOO, IL 62298-1278
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000387881
Date	Jan 18, 2017
Instrument	387881

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	400 MOCKINGBIRD LN, WATERLOO, IL 62298-1278
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000409504
Date	Jul 17, 2020
Instrument	409504

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,730 (+1.66%) Land $16,790 Building $101,940	$356,190 (+1.66%) Land $50,370 Building $305,820
2024	$6,558.00	$116,794 (+21.66%) Land $16,401 Building $100,393	$350,382 (+21.66%) Land $49,203 Building $301,179
2022	Additional exemption filed	$96,000 Land $15,410 Building $80,590	$288,000 Land $46,230 Building $241,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
HTC Holding	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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