Monroe County property record for 405 Mockingbird Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,035 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Garage | 702 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,381.00 (2024) |
| Primary APN | 07-26-217-085-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,035 sqft Living Area |
| 1st Floor | 2,035 sqft 1st Floor |
| Basement Area | 2,035 sqft Basement |
| Unfinished Basement | 2,035 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 997 sqft Driveway |
| Garage Area | 702 sqft Garage |
| Deck Area | 40 sqft Deck |
| Patio Area | 170 sqft Patio |
| Porch Area | 282 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 405 MOCKINGBIRD LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1279 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 85 WESTVIEW ACRES PHASE VI |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 85 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 17 |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-26-217-085-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 405 MOCKINGBIRD LN, WATERLOO, IL 62298-1279 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 405 MOCKINGBIRD LN, WATERLOO, IL 62298-1279 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000420167 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 420167 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $121,380 (+25.12%) Land $16,650 Building $104,730 | $364,140 (+25.12%) Land $49,950 Building $314,190 | |
| 2024 | $6,381.00 | ||
| 2022 | Additional exemption filed | $97,010 Land $15,330 Building $81,680 | $291,030 Land $45,990 Building $245,040 |
405 Mockingbird Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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