Story County property record for 404 Main St, Maxwell, IA 50161 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,645 sqft · built 1900 |
| Lot Size | 0.326 acres (14,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,500 (May 2021) |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-27-125-605 |
| Primary APN | 15-27-125-605 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 504 sqft |
| Unfinished Basement | 280 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,200 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 12 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 404 MAIN ST |
|---|---|
| City | MAXWELL |
| State | IA |
| Zip | 50161-3022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BALDWIN & MAXWELL ADD LOTS 7 & 8 BLK D |
| Legal Range | 22W |
| Legal Township | 82N |
| Legal Section | 27 |
| Legal Subdivision | BALDWIN & MAXWELL'S ADD |
| Legal Block | D |
| Legal Lot Number | 7,8 |
| Jurisdiction | STORY IA |
| Township / Civil Division | INDIAN CREEK |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 10200 |
Source: Story County records · APN 15-27-125-605
Assessment roll updated September 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 MAIN ST, MAXWELL, IA 50161-3022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| May 11, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 29, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | Nov 08, 2017 · Amount on Record |
| Deed Document Number | 20215894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jun 02, 2026 |
| Property Address | 404 MAIN ST, MAXWELL, IA 50161-3022 |
| Document Number | 0000004673 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20264673 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 404 MAIN ST, MAXWELL, IA 50161-3022 |
| Document Number | 0000004673, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 20264673 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 01, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 404 MAIN ST, MAXWELL, IA 50161-3022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201711349 |
|---|---|
| Date | Nov 08, 2017 |
| Instrument | 2017-11349 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | May 11, 2021 |
| Property Address | 404 MAIN ST, MAXWELL, IA 50161-3022 |
| Document Number | 0202105894 |
| Instrument Date | May 03, 2021 |
| Instrument | 2021-05894 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $259.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 MAIN ST, MAXWELL, IA 50161-3022 |
| Document Number | 0202105895 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-05895 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 29, 2019 |
| Property Address | 404 MAIN ST, MAXWELL, IA 50161-3022 |
| Document Number | 0201906570 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019-06570 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Maxwell City |
| Unified School District | Collins-Maxwell Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,996.00 Homeowner's exemption | $195,300 (+5.57%) Land $37,500 Building $157,800 | $195,300 (+5.57%) Land $37,500 Building $157,800 |
| 2024 | $2,996.00 (+20.51%) | ||
| 2023 | $185,000 Land $35,000 Building $150,000 | $185,000 Land $35,000 Building $150,000 | |
| 2022 | $2,486.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191690102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Nearby Flood Claims | 20 (1991–2026) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Jul 2026, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures