409 Macgregor Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 409 Macgregor Rd, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,443 sqft · built 1989
Lot Size0.111 acres (4,837 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Sep 2020)
Tax Bill$1,993 (2025)
Deeds & MortgagesAug 2023 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-20-30-532-0000-1340

Property Details

APN / Parcel Number

Primary APN34-20-30-532-0000-1340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,443 sqft Living Area
1st Floor Area1,453 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area4,837 sqft
Garage Area452 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area209 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 MACGREGOR RD
CityWINTER SPRINGS
StateFL
Zip32708-5344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 134 HIGHLAND VILLAGE 2 PB 40 PGS 40 & 41
Legal Range30E
Legal Township20S
Legal Section34
Legal SubdivisionHIGHLAND VILLAGE 2
Legal Tract532
Legal Lot Number134
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract21401

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address409 MACGREGOR RD, WINTER SPGS, FL 32708-5344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Sep 16, 2020Warranty Deed, Transfer · Conventional Mortgage
PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Prior SaleJan 25, 2016
Deed Document Number2020103076
Deed Book / Page9706 / 252
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address409 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344

Mortgage

Document Number0104920061
DateAug 17, 2023
Book Page10492/61
Instrument2023076158
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueJul 29, 2043

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 16, 2020
Property Address409 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344
Document Number0097060252
Book / Page9706 / 252
Map ReferenceMB 40 PG 40&41
Instrument DateSep 9, 2020
Instrument2020103076
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyFIRST CLASS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 MACGREGOR RD, 409, WINTER SPRINGS, FL 32708-5344

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 KIRKCALDY DR, WINTER SPRINGS, FL 32708-5308

Mortgage

Document Number0009706253
DateSep 16, 2020
Instrument9706/253
Lender
NamePARKSIDE LENDING LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,993.00 (+15.67%) Homeowner's exemption$160,888 (+5.99%)$298,135 (+2.55%) Land $85,000 Building $213,135
2023$1,723.00 (+3.42%) Homeowner's exemption$151,800 (+3%)$290,710 (+16.52%) Land $85,000 Building $205,710
2022$1,666.00 Homeowner's exemption$147,379$249,498 Land $70,000 Building $179,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: CenturyLink.

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