407 Macgregor Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 407 Macgregor Rd, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,757 sqft · built 1990
Lot Size	0.112 acres (4,897 sqft)
Owner	2 Trust Names on File
Last Sale	$245,000 (Sep 2019)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-20-30-532-0000-1350`

Property Details

APN / Parcel Number

Primary APN	`34-20-30-532-0000-1350`
Alternative APN	`20303453200001350`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,617 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,897 sqft (0.112 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	166 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 MACGREGOR RD
City	WINTER SPGS
State	FL
Zip	32708-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 135 HIGHLAND VILLAGE 2 PB 40 PGS 40 & 41
Legal Range	30E
Legal Township	20S
Legal Section	34
Legal Subdivision	HIGHLAND VILLAGE 2
Legal Tract	532
Legal Lot Number	135
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	21401

Owner

407 Macgregor Rd is owner-occupied and held in a trust since June 2024.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 9, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL FL EDUCATORS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Jul 5, 2012
Deed Document Number	201999498
Deed Book / Page	9435 / 903
Last Transfer Date	Jun 12, 2024
Transfer Doc	0106751297
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098221359
Date	Jan 22, 2021
Book Page	9822/1359
Instrument	2021009179

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Aug 9, 2024
Property Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344
Document Number	0106751297
Book / Page	10675 / 1297
Map Reference	MB 40 PG 40&41
Instrument Date	Jun 12, 2024
Instrument	2024071846
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 16, 2019
Property Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344
Document Number	0094350903
Book / Page	09435 / 0903
Map Reference	MB 40 PG 40
Instrument Date	Aug 30, 2019
Instrument	2019099498
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 STONE GABLE CIR, 162, WINTER SPRINGS, FL 32708-3235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344

Mortgage

Document Number	0009435905
Date	Sep 16, 2019
Instrument	09435/905

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	407 MACGREGOR RD, WINTER SPRINGS, FL 32708-5344
Document Number	0090511220
Book / Page	009051 / 001220
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	BRIGHT TITLE AND TRUST LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 MACGREGOR RD WINTER SPRINGS FL 327085344, WINTER SPRINGS, FL 32708-5344

Mortgage

Document Number	0090511220
Date	Jan 3, 2018
Book Page	009051/001220
Instrument	929

Lender

Name	CENTRAL FL EDUCATORS FCU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	408 Months
Due	Jan 2, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 Macgregor Rd was $3,146.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00	$236,777	$337,611 Land $85,000 Building $252,611
2023	$2,840.00 (+2.97%) Homeowner's exemption	$223,402 (+3%)	$329,307 (+15.12%) Land $85,000 Building $244,307
2022	$2,758.00 Homeowner's exemption	$216,895	$286,044 Land $70,000 Building $216,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Macgregor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Macgregor Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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