Hamilton County property record for 409 Locust St, Cincinnati, OH 45216
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1891 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,000 (Aug 2023) |
| Tax Bill | $1,258 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Apr 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 661-0001-0375-00 |
| Primary APN | 661-0001-0375-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 2,483 sqft (0.057 acres) |
| Lot Dimensions | 125 ft deep x 20 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 409 LOCUST ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | 409 LOCUST ST 20 X 125 PT LOT 514 L C HOPKINS 3RD |
| Legal Subdivision | HOPKINS |
| Legal Lot Number | 514 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ELMWOOD PLACE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 25700 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Apr 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Nov 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 10, 2023 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Oct 19, 2022 | Warranty Deed, Transfer |
| Oct 17, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Oct 19, 2022 · Amount on Record |
| Deed Document Number | 202356180 |
| Deed Book / Page | 14976 / 867 |
| Last Transfer Date | Oct 11, 2023 |
| Transfer Doc | 0000081787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | AHTA |
| Name | Verified Name |
|---|---|
| Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Number | 0000061811 |
|---|---|
| Date | Aug 15, 2025 |
| Book Page | 15480/173 |
| Instrument | 2025-0061811 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | POMPANO BEACH, FL 33067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Number | 0000021513 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 15136/2652 |
| Instrument | 2024-0021513 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Aug 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 17, 2023 |
| Property Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Number | 0000081787 |
| Book / Page | 15045 / 512 |
| Map Reference | MB 5 PG 306 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023-0081787 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 10, 2023 |
| Property Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Number | 0000056180 |
| Book / Page | 14976 / 867 |
| Map Reference | MB 5 PG 306 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 2023-0056180 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Number | 0000056181 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-0056181 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 19, 2022 |
| Property Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Number | 0000098691 |
| Book / Page | 14776 / 388 |
| Map Reference | MB 5 PG 306 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022-0098691 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 36576, CINCINNATI, OH 45236-0576 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 17, 2022 |
| Property Address | 409 LOCUST ST, CINCINNATI, OH 45216-2324 |
| Document Number | 0000098015 |
| Book / Page | 14774 / 1786 |
| Map Reference | MB 5 PG 306 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022-0098015 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1125 WAYCROSS RD, CINCINNATI, OH 45240-3025 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Elmwood Place Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,258.00 (+1.13%) | $17,500 (-) Land $2,142 Building $15,358 | $50,000 (-) Land $6,120 Building $43,880 |
| 2024 | $1,244.00 (-1.89%) | $17,500 (-) Land $2,142 Building $15,358 | |
| 2023 | $1,268.00 (+6.91%) | $17,500 (+44.8%) Land $2,142 Building $15,358 | $50,000 (+44.8%) Land $6,120 Building $43,880 |
| 2022 | $1,186.00 | $12,086 Land $1,715 Building $10,371 | |
| 2020 | $34,530 Land $4,900 Building $29,630 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2001) |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
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