413 Locust St, Cincinnati, OH 45216 Property Records

Hamilton County property record for 413 Locust St, Cincinnati, OH 45216

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 8 ba · 2,554 sqft · built 1900
Lot Size	0.173 acres (7,536 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (May 2018)
Tax Bill	$2,393 (2025)
Deeds & Mortgages	May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`661-0001-0376-00`

Property Details

APN / Parcel Number

Primary APN	`661-0001-0376-00`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Total Rooms	18 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,554 sqft Living Area
Gross Area	5,386 sqft
1st Floor Area	1,680 sqft
2nd Floor Area	874 sqft
Basement Area	2,832 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	165 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	413 LOCUST ST
City	CINCINNATI
State	OH
Zip	45215
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	413 LOCUST ST 60 X 125 LOTS 515-518 LC HOPKINS 3RD SUB PRS 376-377 CONS
Legal Subdivision	LC HOPKINS 3RD SUB
Legal Lot Number	515-5
Jurisdiction	HAMILTON OH
Township / Civil Division	ELMWOOD PLACE
Census Block Group	3
Census Block	3007
Census Tract	25700

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 37577, CINCINNATI, OH 45222-0577
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Document Number	201844714
Prior Transfer Date	May 22, 1998
Prior Transfer Doc	0000092558
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 25, 2018
Property Address	413 LOCUST ST, CINCINNATI, OH 45216-2324
Document Number	0000044714
Book / Page	013676 / 000686
Instrument Date	May 18, 2018
Instrument	44714
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 37557 CINCINNATI OH 452220557, CINCINNATI, OH 45222-0557
Investor	Possibly a Property Investor

Mortgage

Document Number	44715
Date	May 25, 2018
Book Page	013676/000688
Instrument	44715

Lender

Name	SAI R & R
Address	11513 WILLOW BEND DR, ZIONSVILLE, IN 46077-7717

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 24, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Elmwood Place Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,393.00 (+1.06%)	$33,324 (-) Land $5,355 Building $27,969	$95,210 (-) Land $15,300 Building $79,910
2024	$2,368.00 (-1.82%)	$33,324 (-) Land $5,355 Building $27,969
2023	$2,412.00 (+100.17%)	$33,324 (+172.03%) Land $5,355 Building $27,969	$95,210 (+172.03%) Land $15,300 Building $79,910
2022	$1,205.00	$12,250 Land $4,284 Building $7,966
2020			$35,000 Land $12,240 Building $22,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2001)
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30