405 Locust St, Cincinnati, OH 45216 Property Records

Hamilton County property record for 405 Locust St, Cincinnati, OH 45216

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,776 sqft · built 1891
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Tax Bill$1,544 (2025)
Deeds & MortgagesMar 2023 Transfer
Mar 2023 Transfer
Flood ZoneZone X (minimal risk)
APN661-0001-0372-00

Property Details

APN / Parcel Number

Primary APN661-0001-0372-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
1st Floor Area912 sqft
2nd Floor Area864 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1891
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area920 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address405 LOCUST ST
CityCINCINNATI
StateOH
Zip45216-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description405 LOCUST ST 50 X 125 LOT 510 PT 511 L C HOPKINS 3RD PARS 372-373
Legal SubdivisionHOPKINS
Legal Lot Number510
JurisdictionHAMILTON OH
Township / Civil DivisionELMWOOD PLACE
Census Block Group3
Census Block3007
Census Tract25700

Owner

405 Locust St is owned by an individual who acquired it in March 2023.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address158 RIDGEWAY RD, CINCINNATI, OH 45216-1004
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Transfer on Death Deed, Transfer
Mar 1, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleJul 9, 1997 · Amount on File
Last Transfer DateMar 1, 2023
Transfer Doc0000014133
Record UpdatedJun 8, 2026

March 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateMar 6, 2023
Property Address405 LOCUST ST, CINCINNATI, OH 45216-2324
Document Number0000015137
Book / Page14866 / 733
Map ReferenceMB 5 PG 306
Instrument DateMar 3, 2023
Instrument2023-0015137
Transaction TypeTransfer
Record UpdatedMay 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateMar 1, 2023
Property Address405 LOCUST ST, CINCINNATI, OH 45216-2324
Document Number0000014133
Book / Page14863 / 1211
Map ReferenceMB 5 PG 306
Instrument DateFeb 23, 2023
Instrument2023-0014133
Transaction TypeTransfer
Record UpdatedMay 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 RIDGEWAY RD, CINCINNATI, OH 45216-1004

Tax Assessment & Valuation

The 2025 property tax bill for 405 Locust St was $1,544, up 1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityElmwood Place Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,544.00 (+1.05%)$21,480 (-) Land $4,820 Building $16,660
2024$1,528.00 (-10.43%)$21,480 (-) Land $4,820 Building $16,660
2023$1,706.00 (+39.95%)$21,480 (+73.17%) Land $4,820 Building $16,660$61,370 Land $13,770 Building $47,600
2022$1,219.00$12,404 Land $3,857 Building $8,547
2020$35,440 Land $11,020 Building $24,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Locust St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–2001)
Most Recent ClaimOct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30

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