409 Leppo Rd, Westminster, MD 21158 Property Records

Carroll County property record for 409 Leppo Rd, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1982
Square Footage	1,858 sqft Total Area
Lot Size	134,600 sqft (3.09 acres)
Garage	Attached, 400 sqft
Occupancy	Owner Occupied
Last Sale	$365,000 (2020)
Tax Bill	$4,368.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-016056`
Alternative APNs	`3016056` `016056`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,858 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	134,600 sqft (3.09 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	420 sqft Shed
Porch	1 Porch
Porch Area	242 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	016056
Street Address	409 LEPPO RD
City	WESTMINSTER
State	MD
Zip	21158-1614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 14 - 3.09 ACS 409 LEPPO RD 11-34 TWIN LAKES SEC 1
Legal Subdivision	TWIN LAKES SEC 01
Legal Lot Number	14
Jurisdiction	CARROLL MD
Minor Civil Division	3, MYERS
Census Blockgroup	3
Census Block	3014
Census Tract	503000

Owner

Source: Carroll County records · APN 03-016056

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 LEPPO RD, WESTMINSTER, MD 21158-1614
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Dec 17, 1991 · Amount on Record
Deed Book / Page	9920 / 25
Record Refreshed	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 27, 2020
Property Address	409 LEPPO RD, WESTMINSTER, MD 21158-1614
Document Number	0099200025
Book / Page	9920 / 25
Map Reference	MB 11 FO 34
Instrument Date	Oct 09, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	409 LEPPO ROAD, LUTHERVILLE TIMONIUM, MD 21093

Mortgage

Document Number	0000992030
Date	Oct 27, 2020
Instrument	9920/30

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,167 (+24.08%)	$431,100 (+12.06%) Land $170,400 Building $260,700
2025	$4,368.00 (+19.87%)
2023	$3,644.00	$322,500	$384,700 Land $145,400 Building $239,300

Flood & Wildfire

409 Leppo Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.