400 Leppo Rd, Westminster, MD 21158 Property Records

Carroll County property record for 400 Leppo Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,856 sqft · built 1900
Lot Size	5.93 acres (258,311 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Mar 2026)
Tax Bill	$4,930 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-007138`

Property Details

APN / Parcel Number

Primary APN	`03-007138`
Alternative APNs	`3007138` `007138`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,856 sqft Total Area
Attic	Attic
Attic Area	630 sqft
Basement Area	290 sqft
Finished Basement	290 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	258,311 sqft (5.93 acres)
Garage Type	Detached
Garage Area	1,920 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	007138
Street Address	400 LEPPO RD
City	WESTMINSTER
State	MD
Zip	21158-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 6 -3.03 ACS & LT 16 -2.90 ACS 400LEPPO TWIN LAKES 11-35 SC 2
Legal Subdivision	TWIN LAKES SEC 02
Legal Lot Number	6,16
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	3
Census Block	3009
Census Tract	503000

Owner

400 Leppo Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 LEPPO RD, WESTMINSTER, MD 21158-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 26, 2020	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Book / Page	11719 / 1
Prior Transfer Date	Mar 20, 2009
Prior Transfer Doc	0057390207
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 24, 2026
Property Address	400 LEPPO RD, WESTMINSTER, MD 21158-1615
Document Number	0117190001
Book / Page	11719 / 1
Map Reference	MB 11 FO 35
Instrument Date	Mar 9, 2026
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 LEPPO RD, WESTMINSTER, MD 21158-1615

Mortgage

Document Number	0000117198
Date	Mar 24, 2026
Instrument	11719/8

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 26, 2020
Property Address	400 LEPPO RD, WESTMINSTER, MD 21158-1615
Document Number	0096870495
Book / Page	9687 / 495
Map Reference	MB 1 FO 35
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	400 LEPPO RD, WESTMINSTER, MD 21158-1615

Mortgage

Document Number	0009687501
Date	May 26, 2020
Instrument	9687/501

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	400 LEPPO RD, WESTMINSTER, MD 21158-1615
Document Number	0087110383
Book / Page	008711 / 000383
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 LEPPO RD WESTMINSTER MD 211581615, WESTMINSTER, MD 21158-1615

Mortgage

Document Number	0087110383
Date	Jun 8, 2017
Book Page	008711/000383

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 7, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 400 Leppo Rd was $4,930, up 15% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,930.00 (+15%)	$434,933 (+15.21%)	$549,800 (+45.64%) Land $182,900 Building $366,900
2025	$4,287.00	$377,500 Land $157,900 Building $219,600	$377,500 Land $157,900 Building $219,600
2023	$3,216.00 (+19.51%)	$284,633 (+19.49%)	$377,500 (+58.48%) Land $157,900 Building $219,600
2022	$2,691.00	$238,200 Land $157,900 Building $80,300	$238,200 Land $157,900 Building $80,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 Leppo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Leppo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Leppo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures