401 Leppo Rd, Westminster, MD 21158 Property Records

Carroll County property record for 401 Leppo Rd, Westminster, MD 21158 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,340 sqft · built 1997
Lot Size3.08 acres (134,165 sqft)
OwnerIndividual Name on File
Last Sale$505,000 (Apr 2023)
Tax Bill$4,514 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-016072

Property Details

APN / Parcel Number

Primary APN03-016072
Alternative APNs
  • 3016072
  • 016072

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,340 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area134,165 sqft (3.08 acres)
Garage TypeDetached
Garage Area960 sqft
Parking Spaces3 Parking Spaces
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number016072
Street Address401 LEPPO RD
CityWESTMINSTER
StateMD
Zip21158-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 16 - 3.08 ACS LEPPO RD 11-34 TWIN LAKES SEC 1
Legal SubdivisionTWIN LAKES SEC 01
Legal Lot Number16
JurisdictionCARROLL MD
Township / Civil Division3, MYERS
Census Block Group3
Census Block3014
Census Tract503000

Owner

Source: Carroll County records · APN 03-016072

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 LEPPO RD, WESTMINSTER, MD 21158-1614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Deed, Transfer · Conventional Mortgage
NFM INC
Jan 17, 2023Deed of Trust, Mortgage · Unknown
STATE EMPLOYEES CU OF MARYLAND INC
Mar 11, 2020Deed of Trust, Mortgage · Line of Credit
STATE EMPS CU/MD INC
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE EMP CU/MD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2023 · Amount on Record
Deed SaleApr 19, 2023 · Amount on Record
Prior SaleJul 22, 1997 · Amount on Record
Deed Book / Page11014 / 423
Transfer Doc0021200231
Record UpdatedSep 20, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateApr 19, 2023
Property Address401 LEPPO RD, WESTMINSTER, MD 21158-1614
Document Number0110140423
Book / Page11014 / 423
Map ReferenceMB 11 FO 34
Instrument DateApr 12, 2023
Transaction TypeTransfer
Record UpdatedMay 09, 2023
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address401 LEPPO RD, WESTMINSTER, MD 21158-1614

Mortgage

Document Number0110140432
DateApr 19, 2023
Instrument11014-0432
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address401 LEPPO RD, WESTMINSTER, MD 21158-1614
Transaction TypeMortgage
Record UpdatedFeb 03, 2023
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0109640344
DateJan 17, 2023
Book Page10964/344
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeUnknown
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address401 LEPPO RD, WESTMINSTER, MD 21158-1614
Document Number0096050419
Instrument DateMar 11, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanySECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 LEPPO RDOAD WESTMINSTER MD 21158, WESTMINSTER, MD 21158

Mortgage

Document Number0096050419
DateMar 23, 2020
Book Page009605/000419
Lender
NameSTATE EMPS CU/MD INC
AddressLINTHICUM, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 22, 2050
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address401 LEPPO RD, WESTMINSTER, MD 21158-1614
Document Number0088860028
Book / Page008886 / 000028
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 LEPPO RD WESTMINSTER MD 211581614, WESTMINSTER, MD 21158-1614

Mortgage

Document Number0088860028
DateDec 08, 2017
Book Page008886/000028
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$433,000 (+8.88%)$503,600 (+26.63%) Land $170,400 Building $333,200
2025$4,514.00 (+14.86%)$397,700 (+14.34%) Land $145,400 Building $252,300$397,700 (-) Land $145,400 Building $252,300
2023$3,930.00$347,833$397,700 Land $145,400 Building $252,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Leppo Rd

Nearby Streets

Search Property Records by Address or Parcel Number