Baltimore County property record for 409 Kosoak Rd, Baltimore, MD 21220
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,380 sqft · built 1987 |
| Lot Size | 0.031 acres (1,368 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,500 (Sep 2018) |
| Tax Bill | $3,286 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2018 Sale & Mortgage |
| APN | 15-1900012019 |
| Primary APN | 15-1900012019 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,368 sqft (0.031 acres) |
| Lot Dimensions | 76 ft deep x 18 ft wide |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 1900012019 |
|---|---|
| Street Address | 409 KOSOAK RD |
| City | MIDDLE RIVER |
| State | MD |
| Zip | 21220-2326 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .0314 AC CARROLL CREST PHASE II |
| Legal Subdivision | CARROLL CREST PHASE II |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 157 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 451803 |
Source: Baltimore County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 KOSOAK RD, MIDDLE RIVER, MD 21220-2326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 20, 2018 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Prior Sale | May 23, 2007 · Amount on Record |
| Deed Book / Page | 40688 / 56 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 409 KOSOAK RD, BALTIMORE, MD 21220-2326 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0449780125 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 44978/125 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 20, 2018 |
| Property Address | 409 KOSOAK RD, BALTIMORE, MD 21220-2326 |
| Document Number | 0406880056 |
| Book / Page | 0040688 / 056 |
| Map Reference | MB EHK50 FO103 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GORUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 409 KOSOAK RD, BALTIMORE, MD 21220-2326 |
| Document Number | 0004068862 |
|---|---|
| Date | Sep 20, 2018 |
| Instrument | 0040688/62 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $198,333 (+18.2%) | $213,600 (+27.29%) Land $52,000 Building $161,600 | |
| 2024 | $3,286.00 (+114.63%) | ||
| 2023 | $1,531.00 | $167,800 Land $52,000 Building $115,800 | $167,800 Land $52,000 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 66 (1978–2024) |
| Claims Outside the SFHA | 3 of 66 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
May also be available: T-Mobile.
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