407 Kosoak Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 407 Kosoak Rd, Baltimore, MD 21220 · Last verified September 2023

Property Summary

Property TypeTownhouse
Details2 ba · 1,080 sqft · built 1987
Lot Size0.031 acres (1,368 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Feb 2022)
Tax Bill$1,509 (2023)
Deeds & MortgagesAug 2020 Mortgage
Feb 2022 Sale & Mortgage
+ 1 more
APN15-1900012018

Property Details

APN / Parcel Number

Primary APN15-1900012018
Alternative APN
  • 1900012018

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,080 sqft Total Area
1st Floor Area540 sqft
Basement Area270 sqft
Finished Basement270 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,368 sqft (0.031 acres)
Lot Dimensions76 ft deep x 18 ft wide
Deck Area272 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1900012018
Street Address407 KOSOAK RD
CityBALTIMORE
StateMD
Zip21220-2326
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.0314 AC 407 KOSOAK RD CARROLL CREST PHASE II
Legal Section2
Legal SubdivisionCARROLL CREST PH 02
Legal Phase2
Legal Lot Number156
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1009
Census Tract451803

Owner

Source: Baltimore County records · APN 15-1900012018

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 KOSOAK RD, BALTIMORE, MD 21220-2326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · VA Mortgage
MERIDIAN BANK
Feb 03, 2022Deed, Transfer · Conventional Mortgage
TOWER FCU
Jun 14, 2017Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2022 · Amount on Record
Deed SaleFeb 04, 2022 · Amount on Record
Prior SaleJun 14, 2017 · Amount on Record
Deed Document Number0046348185
Deed Book / Page46348 / 185
Prior Transfer DateFeb 03, 2022
Prior Transfer Doc0463480185
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address407 KOSOAK RD, BALTIMORE, MD 21220-2326
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyMID ATLANTIC TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0432780384
DateAug 25, 2020
Book Page43278/384
Lender
NameMERIDIAN BANK
TypeBank
AddressPARKVILLE, MD 21234
Agreement
TypeVA Mortgage
Term360 Months
DueAug 01, 2050

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateFeb 03, 2022
Property Address407 KOSOAK RD, BALTIMORE, MD 21220-2326
Document Number0463480185
Book / Page46348 / 185
Map ReferenceMB EHK JR 50 FO 10
Instrument DateJan 21, 2022
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTOWER TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 KOSOAK RD, 407, MIDDLE RIVER, MD 21220-2326

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 KOSOAK RD, BALTIMORE, MD 21220-2326

Mortgage

Document Number0046348190
DateFeb 03, 2022
Instrument46348/190
Lender
NameTOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJun 14, 2017
Property Address407 KOSOAK RD, BALTIMORE, MD 21220-2326
Document Number0390720208
Book / Page0039072 / 208
Map ReferenceMB EHK50 FO103
Instrument DateJun 08, 2017
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10101 BIRD RIVER RD # A, A, MIDDLE RIVER, MD 21220-1527

Mortgage

Document Number0039072214
DateJun 14, 2017
Instrument0039072/214
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,509.00$164,100 Land $52,000 Building $112,100$164,100 Land $52,000 Building $112,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054518031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Nearby Flood Policies68 in force
58 of 68 on primary residences
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024, rainfall accumulation
Flood Events
  • Hurricane Sandy (Oct 2012), 2 claims
  • Hurricane Isabel (Sep 2003), 43 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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