401 Kosoak Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 401 Kosoak Rd, Baltimore, MD 21220

Property Summary

Property Type	Townhouse
Details	2 ba · 1,080 sqft · built 1987
Lot Size	0.043 acres (1,900 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2023)
Tax Bill	$1,470 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2018 Mortgage
APN	`15-1900012015`

Property Details

APN / Parcel Number

Primary APN	`15-1900012015`
Alternative APN	`1900012015`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,080 sqft Total Area
1st Floor Area	540 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,900 sqft (0.043 acres)
Lot Dimensions	76 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1900012015
Street Address	401 KOSOAK RD
City	BALTIMORE
State	MD
Zip	21220-2326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0436 AC 401 KOSOAK RD CARROLL CREST PHASE II
Legal Section	2
Legal Subdivision	CARROLL CREST PH 02
Legal Phase	2
Legal Lot Number	153
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1009
Census Tract	451803

Owner

Source: Baltimore County records, as of September 26, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 KOSOAK RD, MIDDLE RIVER, MD 21220-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Jul 14, 2000 · Amount on Record
Deed Document Number	0048385172
Deed Book / Page	48385 / 172
Record Updated	Jun 7, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 15, 2023
Property Address	401 KOSOAK RD, BALTIMORE, MD 21220-2326
Document Number	0483850172
Book / Page	48385 / 172
Map Reference	MB 50 FO 103
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 KOSOAK RD, MIDDLE RIVER, MD 21220-2326

Mortgage

Document Number	0483850180
Date	Sep 15, 2023
Instrument	48385-0180

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	401 KOSOAK RD, BALTIMORE, MD 21220-2326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398930001
Date	Jan 30, 2018
Book Page	0039893/001

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,470.00 Homeowner's exemption	$153,400 Land $54,000 Building $99,400	$153,400 Land $54,000 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	66 (1978–2024)
Claims Outside the SFHA	3 of 66
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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