409 Johnsfield Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 409 Johnsfield Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	4,771 sqft · built 1992
Lot Size	1.41 acres (61,623 sqft)
Owner	2 Individual Names on File
Last Sale	$394,000 (Mar 2019)
Tax Bill	$6,715 (2026)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44315`

Property Details

APN / Parcel Number

Primary APN	`44315`
Alternative APN	`1323800`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	4,771 sqft Finished Area
Upper Floors Area	1,789 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	61,623 sqft (1.41 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	1,032 sqft
Balcony Area	40 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1323800
Street Address	409 JOHNSFIELD RD
City	SHELBY
State	NC
Zip	28150-6175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PT#8 PB18-06JOHNSFIELD SEC I
Legal Subdivision	JOHNSFIELD
Legal Block	1
Legal Lot Number	8
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1007
Census Tract	950702

Owner

409 Johnsfield Rd is owned and occupied by two individuals who bought it in March 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 JOHNSFIELD RD, SHELBY, NC 28150-6175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on File
Deed Sale	Mar 18, 2019 · Amount on File
Deed Document Number	2019200024121
Deed Book / Page	1787 / 2044
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 18, 2019
Property Address	409 JOHNSFIELD RD, SHELBY, NC 28150-6175
Document Number	0017872044
Book / Page	001787 / 002044
Instrument Date	Mar 14, 2019
Instrument	24121
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 JOHNSFIELD RD SHELBY NC 281506175, SHELBY, NC 28150-6175

Mortgage

Document Number	17872047
Date	Mar 18, 2019
Book Page	001787/002047
Instrument	24122

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 409 Johnsfield Rd was $6,715, up 0.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,715.00 (+0.24%)	$673,283 (-) Land $60,689 Building $612,594	$673,283 (-) Land $60,689 Building $612,594
2025	$6,699.00	$673,283 Land $60,689 Building $612,594	$673,283 Land $60,689 Building $612,594
2023		$466,955 Land $38,218 Building $428,737	$466,955 Land $38,218 Building $428,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Johnsfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Johnsfield Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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