404 Johnsfield Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 404 Johnsfield Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,263 sqft · built 2000
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (May 2026)
Tax Bill	$5,345 (2026)
Deeds & Mortgages	May 2026 Sale May 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`44321`

Property Details

APN / Parcel Number

Primary APN	`44321`
Alternative APN	`1307515`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,263 sqft Finished Area
Basement Area	2,263 sqft
Finished Basement	1,400 sqft
Unfinished Basement	863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	37,897 sqft (0.87 acres)
Garage Area	904 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	244 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1307515
Street Address	404 JOHNSFIELD RD
City	SHELBY
State	NC
Zip	28150-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#14 PB18-6 JOHNSFIELD
Legal Subdivision	JOHNSFIELD
Legal Block	1
Legal Lot Number	14
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1016
Census Tract	950702

Owner

Source: Cleveland County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 JOHNSFIELD RD, SHELBY, NC 28150-6174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	May 29, 2015 · Amount on File
Deed Document Number	2026200128019
Deed Book / Page	1973 / 1964
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 6, 2026
Property Address	404 JOHNSFIELD RD, SHELBY, NC 28150-6174
Document Number	0200128019
Book / Page	1973 / 1964
Instrument Date	May 6, 2026
Instrument	2026200128019
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$144,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 JOHNSFIELD RD, SHELBY, NC 28150-6174

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	404 JOHNSFIELD RD, SHELBY, NC 28150-6174
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018131844
Date	May 26, 2020
Book Page	1813/1844
Instrument	200039619

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,345.00 (+0.43%)	$534,906 (-) Land $42,108 Building $492,798	$534,906 (-) Land $42,108 Building $492,798
2025	$5,322.00	$534,906 (+40.85%) Land $42,108 Building $492,798	$534,906 (+40.85%) Land $42,108 Building $492,798
2023		$379,764 Land $24,882 Building $354,882	$379,764 Land $24,882 Building $354,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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