412 Johnsfield Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 412 Johnsfield Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	3,110 sqft · built 1996
Lot Size	0.485 acres (21,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Dec 2020)
Tax Bill	$5,953 (2026)
Deeds & Mortgages	May 2021 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44325`

Property Details

APN / Parcel Number

Primary APN	`44325`
Alternative APN	`1335017`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,110 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Stucco
Foundation Type	Footing
Lot Area	21,127 sqft (0.485 acres)
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1335017
Street Address	412 JOHNSFIELD RD
City	SHELBY
State	NC
Zip	28150-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#17,#18&PT#16 PB18-6 JOHN SFIELD PH I+.485AC
Legal Subdivision	FIELD
Legal Phase	1
Legal Block	1
Legal Lot Number	18
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1016
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 JOHNSFIELD RD, SHELBY, NC 28150-6174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	202048211
Deed Book / Page	1828 / 2432
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	412 JOHNSFIELD RD, SHELBY, NC 28150-6174
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 JOHNSFIELD RD, SHELBY, NC 28150-6174

Mortgage

Document Number	0018401813
Date	May 11, 2021
Book Page	1840/1813
Instrument	200054995

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 16, 2020
Property Address	412 JOHNSFIELD RD, SHELBY, NC 28150-6174
Document Number	0018282432
Book / Page	1828 / 2432
Map Reference	MB 18 PG 6
Instrument Date	Dec 15, 2020
Instrument	200048211
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 STONE GATE DR, 1409, SHELBY, NC 28150-6200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 JOHUSFICLD RD, SHELBY, NC 28150-6174

Mortgage

Document Number	0018282442
Date	Dec 16, 2020
Book Page	1828/2442
Instrument	200048212

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,953.00 (+0.34%)	$595,921 (-) Land $72,451 Building $523,470	$595,921 (-) Land $72,451 Building $523,470
2025	$5,933.00	$595,921 (+40.7%) Land $72,451 Building $523,470	$595,921 (+40.7%) Land $72,451 Building $523,470
2023		$423,551 Land $50,045 Building $373,506	$423,551 Land $50,045 Building $373,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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