409 Garner St, Thomaston, GA 30286 Property Records

Upson County property record for 409 Garner St, Thomaston, GA 30286

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,471 sqft · built 1963
Lot Size0.92 acres (39,985 sqft)
Owner2 Individual Names on Record
Last Sale$127,500 (May 2019)
Tax Bill$1,634 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN043B-138

Property Details

APN / Parcel Number

Primary APN043B-138
Alternative APN
  • 3645

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,471 sqft Heated Area
1st Floor Area1,471 sqft
Utility Area32 sqft
Utility RoomUtility Room
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1995
Exterior MaterialVinyl
Construction TypeMasonry / Concrete Block
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area39,985 sqft (0.92 acres)
Garage TypeMixed
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area174 sqft
Patio Area150 sqft
Canopy192 sqft
Lean-To84 sqft
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number3645
Street Address409 GARNER ST
CityTHOMASTON
StateGA
Zip30286-2178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS 11 & 12 BLOCK K PB 1/146
Legal SubdivisionNORTHSIDE SUBDIVISION
Legal BlockK
Legal Lot Number11,12
JurisdictionUPSON GA
Township / Civil DivisionTHOMASTON
Census Block Group2
Census Block2020
Census Tract10201

Owner

Source: Upson County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 GARNER ST, THOMASTON, GA 30286-2178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2019 · Amount on Record
Deed SaleMay 14, 2019 · Amount on Record
Prior SaleFeb 5, 2013 · Amount on Record
Deed Document Number2019494
Deed Book / Page1590 / 16
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUPSON GA
Recording DateMay 16, 2019
Property Address409 GARNER ST, THOMASTON, GA 30286-2178
Document Number0015900016
Book / Page001590 / 000016
Instrument DateMay 14, 2019
Transaction TypeTransfer
Record UpdatedJun 6, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address409 GARNER ST THOMASTON GA 302862178, THOMASTON, GA 30286-2178

Mortgage

Document Number15900018
DateMay 16, 2019
Book Page001590/000018
Lender
NameUNITED BK
TypeBank
AddressGRIFFIN, GA 30224
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

Source: Upson County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyUpson County
Unified School DistrictUpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,634.00 (+2.51%)$69,994 (+6.49%) Land $12,000 Building $57,994$174,984 (+6.49%) Land $30,000 Building $144,984
2024$1,594.00 (+38.97%)$65,730 (+5.19%) Land $9,000 Building $56,730$164,324 (+5.19%) Land $22,500 Building $141,824
2023$1,147.00 (-17%) Homeowner's exemption$62,489 (+20.5%) Land $9,000 Building $53,489$156,222 (+20.5%) Land $22,500 Building $133,722
2022$1,382.00 Homeowner's exemption$51,860 Land $9,000 Building $42,860$129,649 Land $22,500 Building $107,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2013–2025)
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 45% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOMASTON
serves 12,482 people · EPA ID GA2930000
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Highline Internet.

Nearby Properties on Garner St

Nearby Streets

Search Property Records by Address or Parcel Number