404 Garner St, Thomaston, GA 30286 Property Records

Upson County property record for 404 Garner St, Thomaston, GA 30286

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,160 sqft · built 1962
Lot Size	0.72 acres (31,203 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Mar 2023)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043B-132`

Property Details

APN / Parcel Number

Primary APN	`043B-132`
Alternative APN	`3631`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Heated Area
1st Floor Area	1,160 sqft
Utility Area	70 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,203 sqft (0.72 acres)
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Porch	Porch
Porch Area	252 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3631
Street Address	404 GARNER ST
City	THOMASTON
State	GA
Zip	30286-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 PART 3 BLOCK L PB 1/146
Legal Subdivision	NORTHSIDE SUBDIVISION
Legal Block	L
Legal Lot Number	4
Jurisdiction	UPSON GA
Township / Civil Division	THOMASTON
Census Block Group	2
Census Block	2019
Census Tract	10201

Owner

Source: Upson County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 GARNER ST, THOMASTON, GA 30286-2174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE
Apr 6, 2022	Warranty Deed, Transfer
Apr 6, 2022	Warranty Deed, Transfer
Feb 10, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Apr 7, 2022
Deed Document Number	2023280
Deed Book / Page	1841 / 223
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	0017840038
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSON GA
Recording Date	Mar 10, 2023
Property Address	404 GARNER ST, THOMASTON, GA 30286-2174
Document Number	0018410223
Book / Page	1841 / 223
Instrument Date	Mar 10, 2023
Instrument	2023-000280
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GARNER ST, THOMASTON, GA 30286-2174

Mortgage

Document Number	0001841224
Date	Mar 10, 2023
Instrument	1841/224

Lender

Name	VAN DYK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSON GA
Recording Date	Apr 6, 2022
Property Address	404 GARNER ST, THOMASTON, GA 30286-2174
Document Number	0017840040
Book / Page	1784 / 40
Instrument Date	Apr 6, 2022
Instrument	2022-000456
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GARNER ST, THOMASTON, GA 30286-2174

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSON GA
Recording Date	Apr 6, 2022
Property Address	404 GARNER ST, THOMASTON, GA 30286-2174
Document Number	0017840038
Book / Page	1784 / 38
Instrument Date	Apr 6, 2022
Instrument	2022-000457
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GARNER ST, THOMASTON, GA 30286-2174

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UPSON GA
Recording Date	Feb 10, 2020
Property Address	404 GARNER ST, THOMASTON, GA 30286-2174
Document Number	0016260262
Book / Page	001626 / 000262
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 GARNER ST THOMASTON GA 302862174, THOMASTON, GA 30286-2174

Mortgage

Document Number	16260264
Date	Feb 10, 2020
Book Page	001626/000264

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Tax Assessment & Valuation

Source: Upson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Upson County
Unified School District	Upson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 (-1.99%)	$47,770 (-) Land $7,500 Building $40,270	$119,425 (-) Land $18,750 Building $100,675
2024	$1,254.00 (-11.75%)	$47,770 (-12.87%) Land $7,500 Building $40,270	$119,425 (-12.87%) Land $18,750 Building $100,675
2023	$1,421.00 (+84.07%) Homeowner's exemption Senior Citizen's exemption	$54,826 (+46.53%) Land $7,500 Building $47,326	$137,065 (+46.54%) Land $18,750 Building $118,315
2022	$772.00 Homeowner's exemption Senior Citizen's exemption	$37,415 Land $7,500 Building $29,915	$93,537 Land $18,750 Building $74,787

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMASTON serves 12,482 people · EPA ID GA2930000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet.

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