403 Garner St, Thomaston, GA 30286 Property Records

Upson County property record for 403 Garner St, Thomaston, GA 30286

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 851 sqft · built 1959
Lot Size	0.48 acres (20,730 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Mar 2008)
Tax Bill	$745 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`043B-141`

Property Details

APN / Parcel Number

Primary APN	`043B-141`
Alternative APN	`3648`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	851 sqft Heated Area
1st Floor Area	851 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,730 sqft (0.48 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3648
Street Address	403 GARNER ST
City	THOMASTON
State	GA
Zip	30286-2178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 15 BLOCK K PB 1/146
Legal Subdivision	NORTHSIDE SUBDIVISION
Legal Block	K
Legal Lot Number	15
Jurisdiction	UPSON GA
Township / Civil Division	THOMASTON
Census Block Group	2
Census Block	2020
Census Tract	10201

Owner

403 Garner St is owned by an individual who bought it in March 2008.

Source: Upson County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	219 IRVIN RD, THOMASTON, GA 30286-3304
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2008 · Amount on File
Deed Sale	Mar 13, 2008 · Amount on File
Deed Document Number	2008275
Deed Book / Page	1140 / 204
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSON GA
Property Address	403 GARNER ST, THOMASTON, GA 30286-2178
Document Number	0016290244
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 WOODLAND RD THOMASTON GA 302864926, THOMASTON, GA 30286-4926

Mortgage

Document Number	0016290244
Date	Feb 25, 2020
Book Page	001629/000244

Lender

Name	UNITED BK
Type	Bank
Address	BARNESVILLE, GA 30204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Feb 24, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 403 Garner St was $745, up 7.7% from the year before.

Source: Upson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Upson County
Unified School District	Upson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$745.00 (+7.66%)	$28,957 (+9.82%) Land $8,000 Building $20,957	$72,392 (+9.82%) Land $20,000 Building $52,392
2024	$692.00 (+15.33%)	$26,367 (+13.8%) Land $6,000 Building $20,367	$65,917 (+13.8%) Land $15,000 Building $50,917
2023	$600.00 (+14.07%)	$23,170 (+22.13%) Land $6,000 Building $17,170	$57,924 (+22.13%) Land $15,000 Building $42,924
2022	$526.00	$18,972 Land $6,000 Building $12,972	$47,430 Land $15,000 Building $32,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Garner St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Garner St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMASTON serves 12,482 people · EPA ID GA2930000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Highline Internet.

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