409 Garden Tree Trl, Midlothian, TX 76065 Property Records

Ellis County property record for 409 Garden Tree Trl, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,160 sqft · built 2016
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on Record
Last Sale	$534,400 (Feb 2021)
Tax Bill	$7,794 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R263703`

Property Details

APN / Parcel Number

Primary APN	`R263703`
Alternative APNs	`54850000300900108` `263703`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,160 sqft Living Area
Gross Area	4,083 sqft
1st Floor Area	2,120 sqft
2nd Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 GARDEN TREE TRL
City	MIDLOTHIAN
State	TX
Zip	76065-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 3 THE GROVE PH 1 .202 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	3
Legal Lot Number	9
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1005
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
Feb 3, 2021	Vendor's Lien, Subdivision Related Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF MCGREGOR
Dec 27, 2019	Loan Modification, Mortgage PLAINS CAP BK
Dec 27, 2017	Loan Modification, Mortgage PLAINSCAPITAL BK
Nov 27, 2017	Loan Modification, Mortgage PLAINSCAPITAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Deed Document Number	20215089
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0000005089
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	409 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002212465
Date	Mar 28, 2022
Instrument	2212465

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Feb 3, 2021
Property Address	409 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0002105089
Map Reference	CAB I SL 518-519
Instrument Date	Feb 2, 2021
Instrument	2105089
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	0002105090
Date	Feb 3, 2021
Instrument	2105090

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	409 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000005379
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 GARDEN TREE TRL MIDLOTHIAN TX 760652045, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	0000005379
Date	Feb 18, 2020
Instrument	5379

Lender

Name	PLAINS CAP BK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Amount	Amount Recorded

Interest

Rate	4.75%

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	409 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000003406
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003406
Date	Feb 6, 2018
Instrument	3406

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2019

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	409 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000000466
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000000466
Date	Jan 5, 2018
Instrument	466

Lender

Name	PLAINSCAPITAL BK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,016 (-0.3%) Land $110,000 Building $418,016	$528,016 (-0.3%) Land $110,000 Building $418,016
2025	$7,794.00 (-7.88%) Homeowner's exemption	$529,588 (-6.05%) Land $110,000 Building $419,588	$529,588 (-6.05%) Land $110,000 Building $419,588
2024	$8,461.00 (-9.37%)
2023	$9,336.00 (+46.13%)	$563,710 Land $110,000 Building $453,710	$563,710 Land $110,000 Building $453,710
2018	$6,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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