405 Garden Tree Trl, Midlothian, TX 76065 Property Records

Ellis County property record for 405 Garden Tree Trl, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,818 sqft · built 2018
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$495,753 (Oct 2023)
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R263704`

Property Details

APN / Parcel Number

Primary APN	`R263704`
Alternative APNs	`54850000301000108` `263704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,818 sqft Living Area
Gross Area	3,362 sqft
1st Floor Area	2,378 sqft
2nd Floor Area	440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 GARDEN TREE TRL
City	MIDLOTHIAN
State	TX
Zip	76065-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 3 THE GROVE PH 1 0.202 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	3
Legal Lot Number	10
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1005
Census Tract	60702

Owner

405 Garden Tree Trl is owned and occupied by two individuals who bought it in October 2023.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Vendor's Lien, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
Sep 25, 2018	Grant Deed, Transfer AFFILIATED BK
Dec 29, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2017	Grant Deed, Mortgage REATA BROKERAGE SERVICES LLC
May 26, 2017	Quit Claim Deed, Mortgage REATA BROKERAGE SERVICES LLC
Mar 2, 2017	Loan Modification, Mortgage LIBERTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on File
Deed Sale	Oct 23, 2023 · Amount on File
Prior Sale	Sep 25, 2018 · Amount on File
Deed Document Number	202331568
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0000027975
Record Updated	Sep 20, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Oct 23, 2023
Property Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0002331568
Map Reference	CAB I SL 518
Instrument Date	Oct 19, 2023
Instrument	2331568
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	EXCEL TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 STONEBRIDGE CT, MONTCLAIR, NJ 07042-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	0002331569
Date	Oct 23, 2023
Instrument	2331569

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 25, 2018
Property Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000027975
Instrument Date	Sep 17, 2018
Instrument	27975
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 GARDEN TREE TRL MIDLOTHIAN TX 760652045, MIDLOTHIAN, TX 76065-2045

Mortgage

Document Number	27976
Date	Sep 25, 2018
Instrument	27976

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Dec 29, 2017
Property Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000037657
Instrument Date	Dec 20, 2017
Instrument	37657
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2829 RED OAK TX 751541585, RED OAK, TX 75154-1585
Investor	Possibly a Property Investor

June 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 13, 2017
Property Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Instrument Date	Jun 8, 2017
Instrument	16414
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1030 MIDLOTHIAN TX 760651030, MIDLOTHIAN, TX 76065-1030

Mortgage

Document Number	0000016414
Date	Jun 13, 2017
Instrument	16414

Lender

Name	REATA BROKERAGE SERVICES LLC
Address	4323 GLOSTER RD, DALLAS, TX 75220-3821

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jun 12, 2019

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	May 26, 2017
Property Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000014650
Instrument Date	May 22, 2017
Instrument	14650
Transaction Type	Mortgage
Record Updated	Jun 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2829 RED OAK TX 751541585, RED OAK, TX 75154-1585

Mortgage

Document Number	14651
Date	May 26, 2017
Instrument	14651

Lender

Name	REATA BROKERAGE SERVICES LLC
Address	4323 GLOSTER RD, DALLAS, TX 75220-3821

Agreement

Amount	Amount on Record
Term	24 Months
Due	May 25, 2019

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	405 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-2045
Document Number	0000009280
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2829 RED OAK TX 751541585, RED OAK, TX 75154-1585

Mortgage

Document Number	0000009280
Date	Apr 5, 2017
Instrument	9280

Lender

Name	LIBERTY BK
Type	Bank
Address	HURST, TX 76054

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 405 Garden Tree Trl was $6,788 with a homeowner's exemption, down 9.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,264 (+0.2%) Land $110,000 Building $363,264	$473,264 (+0.2%) Land $110,000 Building $363,264
2025	$6,788.00 (-9.83%) Homeowner's exemption	$472,321 Land $110,000 Building $362,321	$472,321 Land $110,000 Building $362,321
2024	$7,528.00 (-33.02%)
2023	$11,240.00 (+728.91%)	$553,270 (+11.37%) Land $110,000 Building $443,270	$553,270 (+11.37%) Land $110,000 Building $443,270
2022	$1,356.00	$496,799 Land $75,000 Building $421,799	$496,799 Land $75,000 Building $421,799
2018	$1,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Garden Tree Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Garden Tree Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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