406 Garden Tree Trl, Midlothian, TX 76065 Property Records

Ellis County property record for 406 Garden Tree Trl, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,544 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$408,582 (May 2026)
Tax Bill	$8,915 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R263692`

Property Details

APN / Parcel Number

Primary APN	`R263692`
Alternative APNs	`54850000201000108` `263692`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	2,244 sqft
2nd Floor Area	300 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 GARDEN TREE TRL
City	MIDLOTHIAN
State	TX
Zip	76065-1999
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 2 THE GROVE PH 1 .19 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	2
Legal Lot Number	10
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1011
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer · FHA Mortgage GMFS
Jun 4, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 14, 2020	Deed of Trust, Mortgage AFFILIATED BK
Sep 4, 2019	Grant Deed, Transfer LEGACY BK/TX
Jun 13, 2017	Grant Deed, Mortgage REATA BROKERAGE SERVICES LLC
May 26, 2017	Quit Claim Deed, Mortgage REATA BROKERAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202616310
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000024726
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	May 11, 2026
Property Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Document Number	0000016310
Instrument Date	May 8, 2026
Instrument	202616310
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016311,
Date	May 11, 2026
Instrument	202616311

Lender

Name	GMFS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jun 4, 2021
Property Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Document Number	0002124726
Map Reference	CAB I SL 518
Instrument Date	May 28, 2021
Instrument	2124726
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999

Mortgage

Document Number	0002124727
Date	Jun 4, 2021
Instrument	2124727

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Document Number	0000038325
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2829 RED OAK TX 751541585, RED OAK, TX 75154-1585
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038325
Date	Oct 20, 2020
Instrument	38325

Lender

Name	AFFILIATED BK
Type	Bank
Address	3030 MATLOCK RD # 101, ARLINGTON, TX 76015-2934

Agreement

Amount	Amount Recorded

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Sep 4, 2019
Property Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Document Number	0000026146
Instrument Date	Aug 29, 2019
Instrument	26146
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2829 RED OAK TX 751541585, RED OAK, TX 75154-1585
Investor	Possibly a Property Investor

Mortgage

Document Number	26147
Date	Sep 4, 2019
Instrument	26147

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded

June 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 13, 2017
Property Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Instrument Date	Jun 8, 2017
Instrument	16414
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1030 MIDLOTHIAN TX 760651030, MIDLOTHIAN, TX 76065-1030

Mortgage

Document Number	0000016414
Date	Jun 13, 2017
Instrument	16414

Lender

Name	REATA BROKERAGE SERVICES LLC
Address	4323 GLOSTER RD, DALLAS, TX 75220-3821

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jun 12, 2019

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	May 26, 2017
Property Address	406 GARDEN TREE TRL, MIDLOTHIAN, TX 76065-1999
Document Number	0000014650
Instrument Date	May 22, 2017
Instrument	14650
Transaction Type	Mortgage
Record Updated	Jun 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2829 RED OAK TX 751541585, RED OAK, TX 75154-1585

Mortgage

Document Number	14651
Date	May 26, 2017
Instrument	14651

Lender

Name	REATA BROKERAGE SERVICES LLC
Address	4323 GLOSTER RD, DALLAS, TX 75220-3821

Agreement

Amount	Amount Recorded
Term	24 Months
Due	May 25, 2019

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,561 (+0.36%) Land $100,000 Building $348,561	$448,561 (+0.36%) Land $100,000 Building $348,561
2025	$8,915.00 (-0.87%)	$446,952 (-9.07%) Land $100,000 Building $346,952	$446,952 (-9.07%) Land $100,000 Building $346,952
2024	$8,993.00 (-9.94%)
2023	$9,986.00 (+890.67%)	$491,514 Land $87,500 Building $404,014	$491,514 Land $87,500 Building $404,014
2018	$1,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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