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409 Forest Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 409 Forest Ln, Ridgeland, MS 39157

Property Summary

Property TypeSingle Family Home
Details3 bd · 7 ba · 2,571 sqft · built 1996
Lot Size0.319 acres (13,919 sqft)
Owner2 Individual Names on File
Last Sale$313,502 (Jun 2026)
Tax Bill$1,807 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN072I-29B-153

Property Details

APN / Parcel Number

Primary APN072I-29B-153
Alternative APNs
  • 072I-29B-153/00.00
  • 16435

Interior

Bedrooms3 Beds
Full Baths7 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,571 sqft Adjusted Area
Gross Area2,185 sqft
1st Floor Area2,185 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,919 sqft (0.319 acres)
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number16435
Street Address409 FOREST LN
CityRIDGELAND
StateMS
Zip39157-4176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 131 SHADOWOOD PART 2 C@149
Legal Range02E
Legal Township07N
Legal Section29
Legal SubdivisionSHADOWOOD PT 2
Legal Lot Number131
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group1
Census Block1002
Census Tract30104

Owner

409 Forest Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Madison County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address409 FOREST LN, RIDGELAND, MS 39157-4176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on File
Deed SaleJun 30, 2026 · Amount on File
Prior SaleMar 14, 2016
Deed Document Number20261054711
Deed Book / Page4701 / 349
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJun 30, 2026
Property Address409 FOREST LN, RIDGELAND, MS 39157-4176
Document Number0001054711
Book / Page4701 / 349
Instrument DateJun 30, 2026
Instrument20261054711
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 FOREST LN, RIDGELAND, MS 39157-4176

Mortgage

Document Number0001054711,
DateJun 30, 2026
Book Page4701/352
Instrument20261054711
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 409 Forest Ln was $1,807 with a homeowner's exemption, up 2% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,807.00 (+1.98%) Homeowner's exemption$19,561$195,610 Land $45,000 Building $150,610
2024$1,772.00
2023$1,772.00 Homeowner's exemption$19,234$192,340 Land $45,000 Building $147,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Forest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Forest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIDGELAND
serves 24,340 people · EPA ID MS0450013
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: NETSPEEDMS.

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