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408 Forest Ln, Ridgeland, MS 39157 Property Records

Madison County property record for 408 Forest Ln, Ridgeland, MS 39157

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,296 sqft · built 1996
OwnerOwner Name on File
Tax Bill$2,927 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN072I-29B-171

Property Details

APN / Parcel Number

Primary APN072I-29B-171
Alternative APNs
  • 072I-29B-171/00.00
  • 16453

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,296 sqft Adjusted Area
1st Floor Area1,883 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number16453
Old Parcel Number072I-29B-171/00.00
Street Address408 FOREST LN
CityRIDGELAND
StateMS
Zip39157-4134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 149 SHADOWOOD SUBDN PT 2
Legal Range02E
Legal Township07N
Legal Section29
Legal SubdivisionSHADOWOOD PT 2
Legal Lot Number149
JurisdictionMADISON MS
Township / Civil Division3
Census Block Group1
Census Block1001
Census Tract30104

Owner

Source: Madison County records · APN 072I-29B-171

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address408 FOREST LN, RIDGELAND, MS 39157-4134
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Oct 31, 2019Deed of Trust, Mortgage
GUARANTY BK
Oct 31, 2019Deed of Trust, Mortgage
GUARANTY BK
Feb 06, 2017Loan Modification, Mortgage
TRUSTMARK NAT'L BK
Feb 06, 2017Loan Modification, Mortgage
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 25, 2005
Transfer Doc0019450221
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address408 FOREST LN, RIDGELAND, MS 39157-4134
Transaction TypeMortgage
Record UpdatedMay 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 S CONGRESS ST, JACKSON, MS 39201-3301

Mortgage

Document Number004319/427
DateApr 11, 2023
Book Page4319/427
Instrument979929
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount Recorded
Term23 Months
DueMar 28, 2025

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address408 FOREST LN, RIDGELAND, MS 39157-4134
Document Number0000878914
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 S CONGRESS ST JACKSON MS 392013301, JACKSON, MS 39201-3301

Mortgage

Document Number0000878914
DateOct 31, 2019
Book Page003782/000415
Instrument878914
Lender
NameGUARANTY BK
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term36 Months
DueOct 30, 2022

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address408 FOREST LN, RIDGELAND, MS 39157-4134
Document Number0000878913
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 S CONGRESS ST #18TH JACKSON MS 392013301, 18TH, JACKSON, MS 39201-3301

Mortgage

Document Number0000878913
DateOct 31, 2019
Book Page003782/000397
Instrument878913
Lender
NameGUARANTY BK
TypeBank
AddressRIDGELAND, MS 39157
Agreement
AmountAmount Recorded
Term36 Months
DueOct 30, 2022

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON MS
Property Address408 FOREST LN, RIDGELAND, MS 39157-4134
Document Number0000807410
Book / Page003451 / 000297
Instrument DateFeb 06, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 13809 JACKSON MS 392363809, JACKSON, MS 39236-3809

Mortgage

Document Number0000807410
DateMar 06, 2017
Book Page003451/000297
Instrument807410
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39205-0291
Agreement
Term60 Months
DueMar 05, 2022

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON MS
Property Address408 FOREST LN, RIDGELAND, MS 39157-4134
Document Number0000807304
Book / Page003450 / 000614
Instrument DateFeb 06, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 S CONGRESS ST #1800 JACKSON MS 392013319, 1800, JACKSON, MS 39201-3319

Mortgage

Document Number0000807304
DateMar 03, 2017
Book Page003450/000614
Instrument807304
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressJACKSON, MS 39205-0291
Agreement
Term60 Months
DueMar 02, 2022

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityRidgeland City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,927.00 (+1.53%)$27,171 (+1.53%)$181,140 (+1.53%) Land $45,000 Building $136,140
2024$2,883.00
2023$2,883.00$26,762$178,410 Land $45,000 Building $133,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Telapex
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Ozborn Communications.

Based on FCC filings for 476 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF RIDGELAND
serves 24,340 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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