Midland County property record for 409 E Saint Andrews Rd, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,331 sqft · built 1954 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,299 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-60-202 |
| Primary APN | 14-10-60-202 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,331 sqft Living Area |
| 1st Floor Area | 1,331 sqft |
| Basement Area | 1,272 sqft |
| Unfinished Basement | 1,297 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 126 ft deep x 90 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 E SAINT ANDREWS RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 41 ELMHURST SUB |
| Legal Subdivision | ELMHURST SUB |
| Legal Lot Number | 41 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 290300 |
409 E Saint Andrews Rd is owner-occupied and held in a trust since August 2013.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 409 E SAINT ANDREWS RD, MIDLAND, MI 48642-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2013 |
| Transfer Doc | 1573/164 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 409 E Saint Andrews Rd was $3,299 with a homeowner's exemption, up 1% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,300 (+5.25%) | $228,600 (+5.25%) | |
| 2025 | $3,299.00 (+1.04%) Homeowner's exemption | $108,600 | $217,200 |
| 2024 | $3,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E Saint Andrews Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 E Saint Andrews Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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