306 E Saint Andrews Rd, Midland, MI 48642 Property Records

Midland County property record for 306 E Saint Andrews Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,224 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-10-50-404`

Property Details

APN / Parcel Number

Primary APN	`14-10-50-404`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	132 ft deep x 71 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	306 E SAINT ANDREWS RD
City	MIDLAND
State	MI
Zip	48642-3678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 95 ELMHURST SUB
Legal Subdivision	ELMHURST SUB
Legal Lot Number	95
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4008
Census Tract	290300

Owner

306 E Saint Andrews Rd is owned and occupied by two individuals who acquired it in December 2021.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	306 E SAINT ANDREWS RD, MIDLAND, MI 48642-3678
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU
Dec 17, 2021	Intrafamily Transfer, Transfer DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 13, 2021
Transfer Doc	001652/981
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	306 E SAINT ANDREWS RD, MIDLAND, MI 48642-3678
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E SAINT ANDREWS RD, MIDLAND, MI 48642-3678

Mortgage

Document Number	001652/980
Date	Dec 17, 2021
Book Page	1652/980

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Dec 17, 2021
Property Address	306 E SAINT ANDREWS RD, MIDLAND, MI 48642-3678
Document Number	001652/981
Book / Page	1652 / 981
Map Reference	LB A PG 88
Instrument Date	Dec 13, 2021
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306 E SAINT ANDREWS RD, MIDLAND, MI 48642-3678

Tax Assessment & Valuation

The 2025 property tax bill for 306 E Saint Andrews Rd was $2,621 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,700 (+4.64%)	$207,400 (+4.64%)
2025	$2,621.00 (+1%) Homeowner's exemption	$99,100	$198,200
2024	$2,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 E Saint Andrews Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 E Saint Andrews Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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