Champaign County property record for 409 E Oakbrook Cir, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 4,422 sqft · built 1998 |
| Lot Size | 0.391 acres (17,037 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Apr 2018) |
| Tax Bill | $16,471 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-21-29-426-016 |
| Primary APN | 30-21-29-426-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,422 sqft Living Area |
| Gross Area | 7,984 sqft |
| 1st Floor Area | 399 sqft |
| Attic | Attic |
| Attic Area | 2,462 sqft |
| Basement Area | 1,561 sqft |
| Finished Basement | 1,561 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 17,037 sqft (0.391 acres) |
| Garage Type | Attached |
| Garage Area | 1,100 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 131 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 E OAKBROOK CIR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BIRCHCREST 3RD SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 29 |
| Legal Subdivision | BIRCHCREST 3RD SUB |
| Legal Lot Number | 20 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | URBANA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5702 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 E OAKBROOK CIR, URBANA, IL 61802-7121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Apr 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on Record |
| Deed Sale | Apr 2, 2018 · Amount on Record |
| Deed Document Number | 20184790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 409 E OAKBROOK CIR, URBANA, IL 61802-7121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022201 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020R22201 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 409 E OAKBROOK CIR, URBANA, IL 61802-7121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008014 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020R08014 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Apr 2, 2018 |
| Property Address | 409 E OAKBROOK CIR, URBANA, IL 61802-7121 |
| Document Number | 0000004790 |
| Map Reference | MB Z PG89 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2018R04790 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 S MARKET ST, OGDEN, IL 61859-9755 |
| Document Number | 0000004791 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2018R04791 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2033 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $232,520 (+25.23%) Land $43,860 Building $188,660 | $697,560 (+25.23%) Land $131,580 Building $565,980 | |
| 2024 | $16,471.00 (+10.02%) | ||
| 2022 | $14,971.00 Homeowner's exemption | $185,670 Land $35,020 Building $150,650 | $557,010 Land $105,060 Building $451,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Nextlink Fixed Wireless | 500 / 100 |
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