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407 E Oakbrook Cir, Urbana, IL 61802 Property Records

Champaign County property record for 407 E Oakbrook Cir, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Lot Size0.394 acres (17,172 sqft)
OwnerCompany Name on Record
Last Sale$722,500 (Dec 2020)
Tax Bill$18,138 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jul 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-21-29-426-017

Property Details

APN / Parcel Number

Primary APN30-21-29-426-017

Exterior

Lot Area17,172 sqft (0.394 acres)

Location & Zoning

Street Address407 E OAKBROOK CIR
CityURBANA
StateIL
Zip61802-7121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 BIRCHCREST 3RD SUB
Legal Range09E
Legal Township19N
Legal Section29
Legal SubdivisionBIRCHCREST 3RD SUB
Legal Lot Number21
JurisdictionCHAMPAIGN IL
Township / Civil DivisionURBANA
Census Block Group1
Census Block1006
Census Tract5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address407 E OAKBROOK CIR, URBANA, IL 61802-7121
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Warranty Deed, Transfer · Conventional Mortgage
BUSEY BANK
Jul 22, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Apr 30, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleJul 22, 2020 · Amount on Record
Deed Document Number202027715
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 31, 2020
Property Address407 E OAKBROOK CIR, URBANA, IL 61802-7121
Document Number0000027715
Map ReferenceMB Z PG 89
Instrument DateDec 25, 2020
Instrument2020R27715
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1559 E STATE ROUTE 9, 1559, PAXTON, IL 60957-4098

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address407 OAKWOOD CIRCLE, URBANA, IL 61802

Mortgage

Document Number0000027716
DateDec 31, 2020
Instrument2020R27716
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 22, 2020
Property Address407 E OAKBROOK CIR, URBANA, IL 61802-7121
Document Number0000013967
Instrument DateJul 16, 2020
Instrument13967
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E OAKBROOK CIR URBANA IL 61802, URBANA, IL 61802

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 30, 2020
Property Address407 E OAKBROOK CIR, URBANA, IL 61802-7121
Document Number0000006959
Instrument DateApr 23, 2020
Instrument6959
Transaction TypeTransfer
Record UpdatedJul 8, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 CARLE AVE URBANA IL 61802, URBANA, IL 61802

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionUrbana Township
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255,400 (+25.23%) Land $64,700 Building $190,700$766,200 (+25.23%) Land $194,100 Building $572,100
2024$18,138.00 (+9.97%)
2022$16,493.00 Homeowner's exemption$203,940 Land $51,660 Building $152,280$611,820 Land $154,980 Building $456,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Nextlink
Fixed Wireless		500 / 100

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