408 E Oakbrook Cir, Urbana, IL 61802 Property Records

Champaign County property record for 408 E Oakbrook Cir, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,456 sqft · built 1986
Lot Size	0.38 acres (16,558 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jun 2018)
Tax Bill	$13,385 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-21-29-426-019`

Property Details

APN / Parcel Number

Primary APN	`30-21-29-426-019`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	4,697 sqft
1st Floor Area	1,060 sqft
Basement Area	1,671 sqft
Finished Basement	1,198 sqft
Unfinished Basement	473 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Brick
Foundation Type	Raised
Roof Material	Other
Lot Area	16,558 sqft (0.38 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Frame Porch
Porch Area	342 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 E OAKBROOK CIR
City	URBANA
State	IL
Zip	61802-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BIRCHCREST 3RD SUB
Legal Range	09E
Legal Township	19N
Legal Section	29
Legal Subdivision	BIRCHCREST 3RD SUB
Legal Lot Number	23
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	1
Census Block	1006
Census Tract	5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E OAKBROOK CIR, URBANA, IL 61802-7121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Jun 11, 2003 · Amount on Record
Deed Document Number	201810925
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 29, 2018
Property Address	408 E OAKBROOK CIR, URBANA, IL 61802-7121
Document Number	0000010925
Map Reference	MB Z PG89
Instrument Date	Jun 18, 2018
Instrument	2018R10925
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	408E E OAKBROOK CIR, URBANA, IL 61802-7121

Mortgage

Document Number	0000010926
Date	Jun 29, 2018
Instrument	2018R10926

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$190,170 (+25.23%) Land $32,370 Building $157,800	$570,510 (+25.23%) Land $97,110 Building $473,400
2024	$13,385.00 (+10.14%)
2022	$12,153.00 Homeowner's exemption	$151,860 Land $25,850 Building $126,010	$455,580 Land $77,550 Building $378,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100