Spokane County property record for 409 E Montgomery Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,196 sqft · built 1905 |
| Lot Size | 0.136 acres (5,913 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,627 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35083.0305 |
| Primary APN | 35083.0305 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 816 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,913 sqft (0.136 acres) |
| Lot Dimensions | 138 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 409 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS HEATHS SUB L5 B3 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | HEATHS HEATHS SUB |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 2501 |
409 E Montgomery Ave is owned and occupied by two individuals who acquired it in December 2020.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 E MONTGOMERY AVE, SPOKANE, WA 99207-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NUMERICA CU |
| Jun 11, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2020 |
| Transfer Doc | 0007017307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 5, 2021 |
| Property Address | 409 E MONTGOMERY AVE, SPOKANE, WA 99207-2225 |
| Document Number | 0007017307 |
| Map Reference | VOL D PG 60 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 7017307 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | WFG NATL TTL CO OF EASTERN W |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E MONTGOMERY AVE, SPOKANE, WA 99207-2225 |
| Document Number | 0007017308 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 7017308 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jun 11, 2020 |
| Property Address | 409 E MONTGOMERY AVE, SPOKANE, WA 99207-2225 |
| Document Number | 0006929490 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 6929490 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 409 E MONTGOMERY AVE SPOKANE WA 992072225, SPOKANE, WA 99207-2225 |
The 2026 property tax bill for 409 E Montgomery Ave was $2,627, up 3.8% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,627.00 (+3.75%) | $256,600 Land $80,000 Building $176,600 | $256,600 Land $80,000 Building $176,600 |
| 2025 | $2,532.00 | ||
| 2024 | $253,500 (+35.92%) Land $65,000 Building $188,500 | $253,500 (+35.92%) Land $65,000 Building $188,500 | |
| 2023 | $2,483.00 (+13.59%) | $186,500 Land $45,000 Building $141,500 | $186,500 Land $45,000 Building $141,500 |
| 2022 | $2,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E Montgomery Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 409 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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