324 E Montgomery Ave, Spokane, WA 99207 Property Records

Spokane County property record for 324 E Montgomery Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,734 sqft · built 1906
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$147,100 (Aug 2017)
Tax Bill$3,111 (2026)
Deeds & MortgagesNov 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35083.0502

Property Details

APN / Parcel Number

Primary APN35083.0502

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,734 sqft Living Area
Gross Area2,008 sqft
1st Floor Area1,120 sqft
Upper Floors Area768 sqft
Basement Area120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area144 sqft
Patio Area50 sqft
Canopy50 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address324 E MONTGOMERY AVE
CitySPOKANE
StateWA
Zip99207-2222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionHEATHS ADD E50FT OF W100FT OF N142FT L1 B5
Legal Range43E
Legal Township25N
Legal Section08
Legal SubdivisionHEATHS ADD
Legal Block5
Legal Lot Number1
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1018
Census Tract2501

Owner

324 E Montgomery Ave is owned and occupied by an individual who bought it in August 2017.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address324 E MONTGOMERY AVE, SPOKANE, WA 99207-2222
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 22, 2017Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2017 · Amount on File
Deed SaleAug 22, 2017 · Amount on File
Prior SaleAug 23, 2005 · Amount on File
Deed Document Number20176633008
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address324 E MONTGOMERY AVE, SPOKANE, WA 99207-2222
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 E MONTGOMERY AVE, SPOKANE, WA 99207-2222

Mortgage

Document Number0007148906
DateNov 12, 2021
Instrument7148906
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term310 Months
DueSep 1, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 22, 2017
Property Address324 E MONTGOMERY AVE, SPOKANE, WA 99207-2222
Document Number0006633008
Instrument DateAug 22, 2017
Instrument6633008
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanySTEWART TITLE, STEWART TITLE/OK INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,623.38
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 E MONTGOMERY AVE SPOKANE WA 992072222, SPOKANE, WA 99207-2222

Mortgage

Document Number6633009
DateAug 22, 2017
Instrument6633009
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 324 E Montgomery Ave was $3,111, up 0.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,111.00 (+0.61%)$302,700 Land $80,000 Building $222,700$302,700 Land $80,000 Building $222,700
2025$3,092.00
2024$311,400 (+36.34%) Land $65,000 Building $246,400$311,400 (+36.34%) Land $65,000 Building $246,400
2023$3,048.00 (+13.94%)$228,400 Land $45,000 Building $183,400$228,400 Land $45,000 Building $183,400
2022$2,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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