405 E Montgomery Ave, Spokane, WA 99207 Property Records

Spokane County property record for 405 E Montgomery Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,913 sqft · built 1921
Lot Size	0.136 acres (5,913 sqft)
Owner	2 Trust Names on File
Last Sale	$145,000 (Oct 2021)
Tax Bill	$2,874 (2026)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`35083.0304`

Property Details

APN / Parcel Number

Primary APN	`35083.0304`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,913 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,056 sqft
Basement Area	952 sqft
Finished Basement	857 sqft
Unfinished Basement	95 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,913 sqft (0.136 acres)
Lot Dimensions	138 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	196 sqft
Canopy	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	405 E MONTGOMERY AVE
City	SPOKANE
State	WA
Zip	99207-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HEATHS HEATHS SUB L4 B3
Legal Subdivision	HEATHS HEATHS SUB
Legal Block	3
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1020
Census Tract	2501

Owner

405 E Montgomery Ave is held in a trust since October 2021.

Source: Spokane County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 2181, DEER PARK, WA 99006-2181
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Mar 25, 2016 · Amount on File
Deed Document Number	20217139749
Prior Transfer Date	Jun 3, 1998
Prior Transfer Doc	0004228927
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 19, 2021
Property Address	405 E MONTGOMERY AVE, SPOKANE, WA 99207-2225
Document Number	0007139749
Map Reference	VOL D PG 60
Instrument Date	Oct 11, 2021
Instrument	7139749
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$2,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2181, DEER PARK, WA 99006-2181

Tax Assessment & Valuation

The 2026 property tax bill for 405 E Montgomery Ave was $2,874, up 0.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,874.00 (+0.28%)	$281,300 (-0.25%) Land $80,000 Building $201,300	$281,300 (-0.25%) Land $80,000 Building $201,300
2025	$2,866.00	$282,000 (-2.15%) Land $75,000 Building $207,000	$282,000 (-2.15%) Land $75,000 Building $207,000
2024		$288,200 (+36.85%) Land $65,000 Building $223,200	$288,200 (+36.85%) Land $65,000 Building $223,200
2023	$2,821.00 (+14.35%)	$210,600 Land $45,000 Building $165,600	$210,600 Land $45,000 Building $165,600
2022	$2,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 405 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20