Frederick County property record for 409 E Main St, Thurmont, MD 21788 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,452 sqft · built 1920 |
| Lot Size | 0.247 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jul 2011) |
| Tax Bill | $2,543 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-324511 |
| Primary APN | 15-324511 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,452 sqft Total Area |
| 1st Floor Area | 756 sqft |
| Attic Area | 350 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,800 sqft (0.247 acres) |
| Lot Dimensions | 180 ft deep x 60 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 384 sqft |
| Gazebo | 144 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 324511 |
|---|---|
| Street Address | 409 E MAIN ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 60 X 180 409 E. MAIN ST. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Lot Number | 409 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 753002 |
Source: Frederick County records · APN 15-324511
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 E MAIN ST, THURMONT, MD 21788-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2011 · Amount on Record |
| Deed Sale | Jul 11, 2011 · Amount on Record |
| Prior Sale | Jun 27, 2011 · Amount on Record |
| Deed Document Number | 0084320413 |
| Deed Book / Page | 8432 / 0413 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 409 E MAIN ST, THURMONT, MD 21788-2015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RADIAN TITLE INSURANCE INC |
| Name | Verified Name |
|---|
| Document Number | 0146570399 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 14657/399 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,543.00 Homeowner's exemption | $164,500 Land $56,500 Building $108,000 | $164,500 Land $56,500 Building $108,000 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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