Frederick County property record for 415 E Main St, Thurmont, MD 21788 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,748 sqft · built 1900 |
| Lot Size | 0.273 acres (11,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Apr 2022) |
| Tax Bill | $3,591 (2023) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-341475 |
| Primary APN | 15-341475 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,748 sqft Total Area |
| 1st Floor Area | 1,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,922 sqft (0.273 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 424 sqft |
| Deck Area | 80 sqft |
| Patio Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 341475 |
|---|---|
| Street Address | 415 E MAIN ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11,922 SQ. FT. 415 E. MAIN ST. THURMONT |
| Legal Subdivision | THURMONT |
| Legal Lot Number | 11 922 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 753002 |
Source: Frederick County records · APN 15-341475
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 E MAIN ST, THURMONT, MD 21788-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2022 | Deed, Transfer · FHA Mortgage SHORE UNITED BANK NA |
| Jul 13, 2020 | Grant Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2022 · Amount on Record |
| Deed Sale | Apr 07, 2022 · Amount on Record |
| Prior Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 0015841286 |
| Deed Book / Page | 15841 / 286 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 07, 2022 |
| Property Address | 415 E MAIN ST, THURMONT, MD 21788-2015 |
| Document Number | 0158410286 |
| Book / Page | 15841 / 286 |
| Instrument Date | Apr 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 415 E MAIN ST, THURMONT, MD 21788-2015 |
| Document Number | 0015841291 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 15841/291 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 13, 2020 |
| Property Address | 415 E MAIN ST, THURMONT, MD 21788-2015 |
| Document Number | 0138880335 |
| Book / Page | 013888 / 000335 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 415 E MAIN ST THURMONT MD 217882015, THURMONT, MD 21788-2015 |
| Document Number | 138880341 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 013888/000341 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,591.00 | $234,700 Land $57,300 Building $177,400 | $234,700 Land $57,300 Building $177,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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