1. Home
  2. Maryland
  3. Frederick County
  4. Thurmont
  5. E Main St

406 E Main St, Thurmont, MD 21788 Property Records

Frederick County property record for 406 E Main St, Thurmont, MD 21788 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,806 sqft · built 1935
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Apr 2020)
Tax Bill$3,771 (2024)
Deeds & MortgagesJun 2020 Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-330902

Property Details

APN / Parcel Number

Primary APN15-330902
Alternative APN
  • 330902

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,212 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions150 ft deep x 65 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area248 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number330902
Street Address406 E MAIN ST
CityTHURMONT
StateMD
Zip21788-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 65 X 150 406 E. MAIN ST. THURMONT
Legal SubdivisionTHURMONT
Legal Block22
Legal Lot Number406
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group2
Census Block2000
Census Tract753001

Owner

Source: Frederick County records · APN 15-330902

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 E MAIN ST, THURMONT, MD 21788-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2020Deed of Trust, Mortgage · FHA Mortgage
INTEGRITY HOME MORTGAGE CORP
Apr 08, 2020Grant Deed, Transfer · FHA Mortgage
INTEGRITY HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2020 · Amount on Record
Deed SaleApr 13, 2020 · Amount on Record
Prior SaleJan 02, 2008 · Amount on Record
Deed Book / Page13652 / 47
Prior Transfer DateDec 08, 2010
Prior Transfer Doc0081350484
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address406 E MAIN ST, THURMONT, MD 21788-2014
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138250156
DateJun 18, 2020
Book Page13825/156
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
AddressFREDERICK, MD 21704
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueApr 01, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 08, 2020
Property Address406 E MAIN ST, THURMONT, MD 21788-2014
Document Number0136520047
Book / Page013652 / 000047
Instrument DateMar 31, 2020
Transaction TypeTransfer
Record UpdatedJun 05, 2020
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 E MAIN ST THURMONT MD 217882014, THURMONT, MD 21788-2014

Mortgage

Document Number136520053
DateApr 08, 2020
Book Page013652/000053
Lender
NameINTEGRITY HM MTG
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 07, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$272,533 (+25.36%)$300,100 (+38.04%) Land $58,000 Building $242,100
2024$3,771.00 (+13.18%)
2023$3,332.00$217,400 Land $54,600 Building $162,800$217,400 Land $54,600 Building $162,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures