409 E Jefferson St, Loda, IL 60948 Property Records

Iroquois County property record for 409 E Jefferson St, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Jun 2021)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36 21 453 005`

Property Details

APN / Parcel Number

Primary APN	`36 21 453 005`

Exterior

Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	170 ft deep x 75 ft wide

Location & Zoning

Street Address	409 E JEFFERSON ST
City	LODA
State	IL
Zip	60948-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEAL'S ADD 75' X 170' SE COR BLK 33
Legal Subdivision	NEAL'S ADD
Legal Block	33
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2036
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 73, LODA, IL 60948-0073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 22, 2021	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage THE FREDERICK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	20212460
Last Transfer Date	Sep 24, 2025
Transfer Doc	0000003192
Record Updated	Sep 20, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 24, 2025
Property Address	409 E JEFFERSON ST, LODA, IL 60948-8664
Document Number	00025R3192
Instrument Date	Sep 24, 2025
Instrument	25R3192
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E JEFFERSON ST, LODA, IL 60948-8664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 S ELM ST, LODA, IL 60948-9630

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jun 22, 2021
Property Address	409 E JEFFERSON ST, LODA, IL 60948-8664
Document Number	21R2460
Instrument Date	Jun 21, 2021
Instrument	21R2460
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73, LODA, IL 60948-0073

Mortgage

Document Number	21R2461
Date	Jun 22, 2021
Instrument	21R2461

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 31, 2019
Property Address	409 E JEFFERSON ST, LODA, IL 60948-8664
Document Number	19R1559
Instrument Date	May 28, 2019
Instrument	19R1559
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 E JEFFERSON ST, 409, LODA, IL 60948-8664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E JEFFERSON ST, LODA, IL 60948-8664

Mortgage

Document Number	00019R1560
Date	May 31, 2019
Instrument	19R1560

Lender

Name	THE FREDERICK COMMUNITY BANK
Type	Bank
Address	PAXTON, IL 60957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,301.00 (+10.73%)	$34,950 (+13.77%) Land $3,790 Building $31,160	$104,850 (+13.77%) Land $11,370 Building $93,480
2024	$2,078.00 (+12.69%) Homeowner's exemption	$30,720 (+8.02%) Land $3,330 Building $27,390	$92,160 (+8.02%) Land $9,990 Building $82,170
2022	$1,844.00 Homeowner's exemption	$28,440 Land $3,080 Building $25,360	$85,320 Land $9,240 Building $76,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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