400 E Jefferson St, Loda, IL 60948 Property Records

Iroquois County property record for 400 E Jefferson St, Loda, IL 60948

Property Summary

Property Type	Single Family Home
Lot Size	0.512 acres (22,331 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Sep 2019)
Tax Bill	$4,296 (2022)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36 21 457 013`

Property Details

APN / Parcel Number

Primary APN	`36 21 457 013`

Exterior

Lot Area	22,331 sqft (0.512 acres)

Location & Zoning

Street Address	400 E JEFFERSON ST
City	LODA
State	IL
Zip	60948-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 & N 25' LT 2 & 1/2 VAC ALLEY BLK 36
Legal Subdivision	NEAL S ADDITION
Legal Block	36
Legal Lot Number	1,2
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	2
Census Block	2037
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E JEFFERSON ST, LODA, IL 60948-8663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage JOY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20192803
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Apr 21, 2023
Property Address	400 E JEFFERSON ST, LODA, IL 60948-8663
Document Number	00023R1152
Map Reference	MB F PG 24
Instrument Date	Apr 20, 2023
Instrument	23R1152
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 N MULBERRY ST, LODA, IL 60948-9651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E JEFFERSON ST, LODA, IL 60948-8663

Mortgage

Document Number	00023R1153
Date	Apr 21, 2023
Instrument	23R1153

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 27, 2019
Property Address	400 E JEFFERSON ST, LODA, IL 60948-8663
Document Number	19R2803
Map Reference	MB F PG 24
Instrument Date	Sep 27, 2019
Instrument	19R2803
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 E JEFFERSON ST, LODA, IL 60948-8663

Mortgage

Document Number	19R2804
Date	Sep 27, 2019
Instrument	19R2804

Lender

Name	JOY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Municipality	Loda Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,920 (+22.85%) Land $3,230 Building $67,690	$212,760 (+22.85%) Land $9,690 Building $203,070
2022	$4,296.00 Homeowner's exemption	$57,730 Land $2,630 Building $55,100	$173,190 Land $7,890 Building $165,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODA serves 398 people · EPA ID IL0750550
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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