405 E Jefferson St, Loda, IL 60948 Property Records

Iroquois County property record for 405 E Jefferson St, Loda, IL 60948

Property Summary

Property TypeSingle Family Home
Lot Size0.764 acres (33,300 sqft)
Owner2 Individual Names on Record
Tax Bill$2,917 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN36 21 453 008

Property Details

APN / Parcel Number

Primary APN36 21 453 008

Exterior

Lot Area33,300 sqft (0.764 acres)
Lot Dimensions180 ft deep x 185 ft wide

Location & Zoning

Street Address405 E JEFFERSON ST
CityLODA
StateIL
Zip60948-8664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEALS ADD PT BLK 33 185' X 180'
Legal SubdivisionNEALS ADD
Legal Block33
JurisdictionIROQUOIS IL
Township / Civil DivisionLODA
Census Block Group2
Census Block2036
Census Tract950700

Owner

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 E JEFFERSON ST, LODA, IL 60948-8664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIROQUOIS IL
Property Address405 E JEFFERSON ST, LODA, IL 60948-8664
Transaction TypeMortgage
Record UpdatedSep 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19R2358
DateAug 14, 2019
Instrument19R2358
Lender
NameTHE FREDERICK COMMUNITY BANK
TypeBank
AddressPAXTON, IL 60957
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 12, 2024

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionLoda Township
MunicipalityLoda Village
Unified School DistrictPaxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,917.00 (+7.56%)$47,690 (+22.85%) Land $6,730 Building $40,960$143,070 (+22.85%) Land $20,190 Building $122,880
2022$2,712.00 Homeowner's exemption$38,820 Land $5,480 Building $33,340$116,460 Land $16,440 Building $100,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLODA
serves 398 people · EPA ID IL0750550
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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