409 E Clover Ln, Bloomington, IN 47408 Property Records

Monroe County property record for 409 E Clover Ln, Bloomington, IN 47408 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1971
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Aug 2020)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-26130-00`

Property Details

APN / Parcel Number

Primary APN	`013-26130-00`
Alternative APN	`53-05-21-302-013.000-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
1st Floor Area	1,757 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-26130-00
Street Address	409 E CLOVER LN
City	BLOOMINGTON
State	IN
Zip	47408-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE RIDGE EST 1ST L9
Legal Subdivision	BLUE RIDGE ESTATE
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1011
Census Tract	801

Owner

Source: Monroe County records · APN 013-26130-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 E CLOVER LN, BLOOMINGTON, IN 47408-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Sep 01, 2011 · Amount on Record
Deed Document Number	202012552
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	409 E CLOVER LN, BLOOMINGTON, IN 47408-1015
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018014401
Date	Oct 23, 2018
Instrument	2018014401

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 10, 2020
Property Address	409 E CLOVER LN, BLOOMINGTON, IN 47408-1015
Document Number	2020012552
Map Reference	CAB B ENV 91
Instrument Date	Jul 31, 2020
Instrument	2020012552
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CLOVER LN, BLOOMINGTON, IN 47408-1015
Investor	Possibly a Property Investor

Mortgage

Document Number	2020012553
Date	Aug 10, 2020
Instrument	2020012553

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,461.00 (-11.51%)	$356,700 (-0.53%) Land $111,700 Building $245,000	$356,700 (-0.53%) Land $111,700 Building $245,000
2024	$3,911.00 (+14.76%)
2023		$358,600 (+13.41%) Land $111,700 Building $246,900	$358,600 (+13.41%) Land $111,700 Building $246,900
2022	$3,408.00 Homeowner's exemption	$316,200 Land $96,300 Building $219,900	$316,200 Land $96,300 Building $219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050008011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IsoFusion	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250
Smithville Holding Company	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, South Central Indiana Rural Electric Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Clover Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures