Monroe County property record for 401 E Clover Ln, Bloomington, IN 47408 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,828 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $483,000 (2024) |
| Tax Bill | $4,114.00 (2025) |
| Primary APN | 013-12840-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 1,828 sqft Living Area |
| 1st Floor | 1,828 sqft 1st Floor |
| Basement Area | 360 sqft Basement |
| Unfinished Basement | 360 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 416 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 013-12840-00 |
|---|---|
| Street Address | 401 E CLOVER LN |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47408-1015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLUE RIDGE EST 1ST L8 |
| Legal Subdivision | BLUE RIDGE ESTATE |
| Jurisdiction | MONROE IN |
| Minor Civil Division | BLOOMINGTON |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 801 |
Source: Monroe County records · APN 013-12840-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 E CLOVER LN, BLOOMINGTON, IN 47408-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Oct 12, 2020 · Amount on Record |
| Deed Doc Number | 202452774 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 401 E CLOVER LN, BLOOMINGTON, IN 47408-1015 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 401 E CLOVER LN, BLOOMINGTON, IN 47408-1015 |
| Document Number | 2025011121 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2025011121 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Oct 12, 2020 |
| Property Address | 401 E CLOVER LN, BLOOMINGTON, IN 47408-1015 |
| Document Number | 2020016830 |
| Map Reference | CAB B ENV 91 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 2020016830 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E CLOVER LN, BLOOMINGTON, IN 47408-1015 |
| Document Number | 2020016831 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 2020016831 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,114.00 (-10.21%) | $410,300 (-1.18%) Land $94,200 Building $316,100 | $410,300 (-1.18%) Land $94,200 Building $316,100 |
| 2024 | $4,582.00 (+7.16%) | ||
| 2023 | $415,200 (+9.67%) Land $94,200 Building $321,000 | $415,200 (+9.67%) Land $94,200 Building $321,000 | |
| 2022 | $4,276.00 Homeowner's exemption | $378,600 Land $81,200 Building $297,400 | $378,600 Land $81,200 Building $297,400 |
401 E Clover Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (18105C), updated September 17, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 73rd in Indiana |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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